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DetachedListed 91 days ago

$459,900

126 Centre Street, Bluewater, ON N0M 1N0

Hay · Bluewater · N0M 1N0

Listing brokerage: COLDWELL BANKER DAWNFLIGHT REALTY BROKERAGE

Beds
3+1
Baths
1
Sq ft
1100–1500
Parking
4

Monthly costs

Property taxes

$193/mo

$2,321 a year (2025)

The home

Lot size
66 × 120 ft
Style
Bungalow
Basement
Finished
Parking
4 spots
Faces
West
Age
51-99 years
Heating · cooling
Forced Air, Central Air
Possession
CALL LA

About this home

Welcome to this well-maintained bungalow offering comfortable one-floor living, thoughtful updates, and a fully fenced backyard. Ideal for first-time buyers, young families, or those looking to downsize, this home offers a functional layout with inviting living spaces throughout.The bright living room features pot lighting and vinyl flooring that extends throughout the main level. A formal dining area filled with natural light flows into the kitchen, which offers refreshed cabinetry, a movable island, coffee bar, and a newer stove.The main floor includes three bedrooms and a beautifully renovated four-piece bathroom complete with a double vanity, new flooring, and a tiled tub surround.The lower level provides a spacious recreation room, laundry area with sink, and a separate rear entrance for added convenience.Outside, enjoy the back patio overlooking the fully fenced yard, along with an insulated shed featuring hydro and built-in shelving. A concrete driveway provides parking for up to four vehicles, while the front porch adds to the home's welcoming curb appeal.Additional highlights include a poured concrete foundation, 200-amp electrical service, owned hot water tank, and central air.Move-in ready and thoughtfully updated, this home offers the perfect blend of comfort, functionality, and value.

All details27 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3+1
Bathrooms
1
Kitchens
1
Rooms
12
Den / family room
Yes
Size
1100-1500 sq ft

Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Storage

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Features

  • Available

Exterior & Lot

Exterior
Vinyl Siding, Stone
Roof
Asphalt Shingle
Foundation
Poured Concrete
Water body
Lake Huron

Other structures

  • Shed
  • Fence - Full

Exterior features

  • Landscaped
  • Porch
  • Year Round Living
  • Patio

Utilities

Sewer
Septic

Taxes & Fees

HST
Included In

Listing

MLS® number
X13566368
Type
Detached
Transaction
For Sale
Neighbourhood
Hay
Cross streets
Hwy 83 & Centre St
Original price
$469,900
Co-listing brokerage
COLDWELL BANKER DAWNFLIGHT REALTY BROKERAGE
Rooms · 13Living Room, Room, Kitchen, Bedroom, Bedroom 2, Bedroom 3, Recreation, Bedroom 4, Other ×3, Laundry, Washroom
  • Living Room

    Main

    6.28 × 3.63 m · 20′7″ × 11′11″

  • Room

    Main

    3.73 × 4.10 m · 12′3″ × 13′5″

  • Kitchen

    Main

    3.73 × 4.15 m · 12′3″ × 13′7″

  • Bedroom

    Main

    3.68 × 4.10 m · 12′1″ × 13′5″

  • Bedroom 2

    Main

    3.11 × 3.12 m · 10′2″ × 10′3″

  • Bedroom 3

    Main

    2.00 × 3.13 m · 6′7″ × 10′3″

  • Recreation

    Basement

    6.65 × 4.05 m · 21′10″ × 13′3″

  • Bedroom 4

    Basement

    3.31 × 3.58 m · 10′10″ × 11′9″

  • Other

    Basement

    3.73 × 4.05 m · 12′3″ × 13′3″

  • Other

    Basement

    2.68 × 4.19 m · 8′10″ × 13′9″

  • Other

    Basement

    8.40 × 4.20 m · 27′7″ × 13′9″

  • Laundry

    Basement

    3.73 × 4.20 m · 12′3″ × 13′9″

  • 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

126 Centre Street, Bluewater, ON N0M 1N0 · Near Hwy 83 & Centre St

Monthly cost

Estimated monthly cost

$2,230/mo

Mortgage
$2,036
Property tax
$193
Down payment$91,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$99,517

$91,980 down + $7,537 to $8,787 in closing costs

Ontario land transfer tax
$5,673
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$114

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$459,900

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