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DetachedListed 69 days ago

$569,900

234 West Street, Central Elgin, ON N0L 1B0

Belmont · Central Elgin · N0L 1B0

Listing brokerage: THE REALTY FIRM INC.

Beds
3+2
Baths
2
Sq ft
700–1100
Parking
4
Virtual tour

Monthly costs

Property taxes

$336/mo

$4,029 a year (2026)

The home

Lot size
60.1 × 165 ft
Style
Bungalow
Basement
Partially Finished
Parking
4 spots · Attached
Faces
West
Age
51-99 years
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

Set on an impressive lot in the welcoming community of Belmont, 234 West Street delivers exceptional space, thoughtful updates and an oversized garage that truly sets it apart. Beautifully finished from top to bottom, this versatile home offers 3+2 bedrooms, two full bathrooms and a generous living space designed to grow with your family. The updated kitchen (2021) anchors the home, while updated flooring creates a polished, move-in-ready interior. Outside, the expansive lot provides ample room to play, entertain and enjoy, but it is the oversized garage that will capture the attention of hobbyists, tradespeople and anyone dreaming of a serious workshop. Complete with its own 100-amp panel and a rear overhead door opening directly to the backyard, it offers outstanding flexibility and access. Notable improvements include a new bay window (2026), remaining windows (2021), furnace (2021), central air (2025) and an owned water heater (2022). The home is equipped with a 200-amp electrical panel, and the metal roof (2014). Spacious, stylish and refreshingly versatile-this is family living with room for bigger plans.

All details23 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3+2
Bathrooms
2
Kitchens
1
Rooms
0
Den / family room
Yes
Size
700-1100 sq ft

Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
2

Features

  • Private Double

Exterior & Lot

Exterior
Brick, Vinyl Siding
Roof
Metal
Foundation
Poured Concrete

Exterior features

  • Porch

Utilities

Sewer
Sewer

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
X13643552
Type
Detached
Transaction
For Sale
Neighbourhood
Belmont
Cross streets
Odell St
Original price
$599,900
Rooms · 15Kitchen, Dining Room, Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bathroom ×2, Family Room, Bedroom 4, Bedroom 5, Laundry, Utility Room, Washroom ×2
  • Kitchen

    Main

    4.72 × 3.41 m · 15′6″ × 11′2″

  • Dining Room

    Main

    2.74 × 4.24 m · 9′0″ × 13′11″

  • Living Room

    Main

    3.08 × 4.24 m · 10′1″ × 13′11″

  • Primary Bedroom

    Main

    4.27 × 3.54 m · 14′0″ × 11′7″

  • Bedroom 2

    Main

    3.23 × 3.54 m · 10′7″ × 11′7″

  • Bedroom 3

    Main

    2.41 × 3.54 m · 7′11″ × 11′7″

  • Bathroom

    Main

    3.32 × 1.86 m · 10′11″ × 6′1″

    4 Pc Bath

  • Family Room

    Lower

    5.21 × 7.71 m · 17′1″ × 25′4″

  • Bedroom 4

    Lower

    4.00 × 3.08 m · 13′1″ × 10′1″

    Walk-In Closet(s)

  • Bedroom 5

    Lower

    2.99 × 3.08 m · 9′10″ × 10′1″

  • Bathroom

    Lower

    4.00 × 2.32 m · 13′1″ × 7′7″

    4 Pc Bath

  • Laundry

    Lower

    1.95 × 2.59 m · 6′5″ × 8′6″

  • Utility Room

    Lower

    2.99 × 4.27 m · 9′10″ × 14′0″

  • 4-piece washroom

    Main

  • 3-piece washroom

    Lower

History

Past listings and sales for this home and building.

Location

234 West Street, Central Elgin, ON N0L 1B0 · Near Odell St

Monthly cost

Estimated monthly cost

$2,859/mo

Mortgage
$2,523
Property tax
$336
Down payment$113,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$123,802

$113,980 down + $9,822 to $11,072 in closing costs

Ontario land transfer tax
$7,873
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$199

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$569,900

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