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DetachedListed 70 days ago

$474,000

244 West Street, Central Elgin, ON N0L 1B0

Belmont · Central Elgin · N0L 1B0

Listing brokerage: ROYAL LEPAGE TRILAND REALTY

Beds
2
Baths
1
Sq ft
700–1100
Parking
4

Monthly costs

Property taxes

$274/mo

$3,283 a year (2025)

The home

Lot size
66 × 165 ft
Style
Bungalow
Basement
Unfinished
Parking
4 spots · Detached
Faces
West
Age
100+ years
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

Welcome home to this charming, move-in ready bungalow in the heart of the growing community of Belmont! Perfect for first-time buyers, downsizers, or anyone looking for a beautifully updated home, this 2-bedroom, 1-bath gem is packed with value and peace of mind.Enjoy numerous major upgrades, including new windows (2016), an updated bathroom (2018), a durable steel roof (2020), furnace and central air (2020), and an owned hot water tank-making this home as practical as it is inviting.Step outside to a spacious lot with plenty of room to garden, entertain, or simply relax. The property also features a single detached garage plus an additional storage shed for all your tools and outdoor equipment.The home comes complete with all major appliances, including the fridge, stove, dishwasher, washer, and dryer, making your move even easier.Location is everything! You'll love being within walking distance of the new school, grocery store, parks, and everyday amenities, while enjoying the welcoming small-town atmosphere Belmont is known for. Minutes to Highway 401, London, and St. Thomas, this home offers the perfect blend of small-town charm and commuter convenience. With its ideal combination of updates, location, and value, this is an opportunity you won't want to miss!

All details24 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
6
Den / family room
Yes
Size
700-1100 sq ft

Features

  • Floor Drain
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Heating & Cooling

Heat source
Other

Parking

Covered spaces
1

Features

  • Private

Exterior & Lot

Exterior
Stone
Roof
Asphalt Shingle
Foundation
Concrete Block

Exterior features

  • Year Round Living

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13641044
Type
Detached
Transaction
For Sale
Neighbourhood
Belmont
Cross streets
Belmont Road
Original price
$499,900
Co-listing brokerage
ROYAL LEPAGE TRILAND REALTY
Rooms · 8Living Room, Dining Room, Kitchen, Primary Bedroom, Bedroom, Laundry, Utility Room, Washroom
  • Living Room

    Main

    4.05 × 5.32 m · 13′3″ × 17′5″

  • Dining Room

    Main

    4.05 × 3.52 m · 13′3″ × 11′7″

  • Kitchen

    Main

    2.97 × 3.52 m · 9′9″ × 11′7″

  • Primary Bedroom

    Main

    4.08 × 2.79 m · 13′5″ × 9′2″

  • Bedroom

    Main

    2.87 × 3.68 m · 9′5″ × 12′1″

  • Laundry

    Main

    2.44 × 4.46 m · 8′0″ × 14′8″

  • Utility Room

    Basement

    4.38 × 3.42 m · 14′4″ × 11′3″

  • 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

244 West Street, Central Elgin, ON N0L 1B0 · Near Belmont Road

Monthly cost

Estimated monthly cost

$2,372/mo

Mortgage
$2,099
Property tax
$274
Down payment$94,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$102,667

$94,800 down + $7,867 to $9,117 in closing costs

Ontario land transfer tax
$5,955
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$162

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$474,000

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