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DetachedListed 69 days ago

$499,900

345 Smith Street, Central Elgin, ON N5L 1C6

Port Stanley · Central Elgin · N5L 1C6

Listing brokerage: RE/MAX CENTRE CITY REALTY INC.

Beds
3
Baths
1
Sq ft
1100–1500
Parking
2

Monthly costs

Property taxes

$307/mo

$3,678 a year (2026)

The home

Lot size
117 × 66 ft
Style
Bungalow
Basement
Full, Unfinished
Parking
2 spots
Faces
West
Age
51-99 years
Heating · cooling
Forced Air, Central Air
Possession
IMMEDIATE

About this home

Discover your own private hideaway nestled on a quiet, dead-end street. This charming 3 bedroom home offers a spacious family room with patio doors to access to a private oversized rear deck, perfect for entertaining or quiet morning coffee surrounded by nature. Come with mechanical upgrade including furnace, A/C, metal roof and owned hot water tank. The basement has been professionally water proofed offering dry storage space. Located just a short leisurely walk to the beach, local Theatre and downtown dining. This home is vacant and move-in ready. Move in now and enjoy Port Stanley's lifestyle. OPEN HOUSE SATURDAY< OCTOBER 3, 1 to 3 pm

All details23 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
6
Size
1100-1500 sq ft
Fireplace
Other

Features

  • Sump Pump

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Features

  • Front Yard Parking

Exterior & Lot

Exterior
Vinyl Siding
Roof
Metal
Foundation
Concrete Block
View
Trees/Woods

Exterior features

  • Deck
  • Privacy
  • Year Round Living

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13646834
Type
Detached
Transaction
For Sale
Neighbourhood
Port Stanley
Cross streets
SYDENHAM ST
Rooms · 7Great Room, Kitchen, Dining Room, Primary Bedroom, Bedroom ×2, Washroom
  • Great Room

    Main

    5.54 × 4.44 m · 18′2″ × 14′7″

  • Kitchen

    Main

    3.25 × 3.43 m · 10′8″ × 11′3″

  • Dining Room

    Main

    3.73 × 2.90 m · 12′3″ × 9′6″

  • Primary Bedroom

    Main

    4.65 × 4.11 m · 15′3″ × 13′6″

  • Bedroom

    Main

    3.05 × 2.77 m · 10′0″ × 9′1″

  • Bedroom

    Main

    3.12 × 2.75 m · 10′3″ × 9′0″

  • 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

345 Smith Street, Central Elgin, ON N5L 1C6 · Near SYDENHAM ST

Monthly cost

Estimated monthly cost

$2,520/mo

Mortgage
$2,213
Property tax
$307
Down payment$99,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$108,384

$99,980 down + $8,404 to $9,654 in closing costs

Ontario land transfer tax
$6,473
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$181

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$499,900

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