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Semi-Detached Listed 47 days ago

$525,000

4 Thomas Court, Central Elgin, ON N5P 0E5

Rural Central Elgin · Central Elgin · N5P 0E5

Listing brokerage: ELGIN REALTY LIMITED

Beds
2
Baths
2
Sq ft
1100–1500
Parking
4

The home

Lot size
29.7 × 107.1 ft
Style
Bungalow
Basement
Development Potential, Unfinished
Parking
4 spots · Attached
Faces
East
Age
New
Heating · cooling
Forced Air, Central Air
Possession
30-59 days

About this home

HST Removed! Move-in ready, this beautifully designed bungalow semi-detached home by Hayhoe Homes offers 2 bedrooms, 2 bathrooms, and an attached 2-car garage, set on a pie-shaped lot on a cul-de-sac. The open-concept main floor features 9' ceilings and luxury vinyl plank flooring throughout, highlighted by a designer kitchen with quartz countertops, tile backsplash, pantry, and a central island that flows seamlessly into the great room and dining area with a patio door leading to a rear deck overlooking the backyard. The spacious primary suite includes two closets (walk-in & standard) and private 3-piece ensuite with walk-in shower, complemented by an additional bedroom, a full bath, and convenient main floor laundry. The unfinished basement offers development potential for future family room, additional bedrooms & bathroom. Highlights include a covered front porch, central air conditioning, HRV system, Tarion New Home Warranty, and numerous upgrades throughout. Located in the desirable Lynhurst community, just minutes to London and the amenities of St. Thomas. Taxes to be assessed.

All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
8
Size
1100-1500 sq ft

Features

  • ERV/HRV
  • Sump Pump

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
2

Exterior & Lot

Exterior
Brick, Vinyl Siding
Roof
Shingles
Foundation
Poured Concrete

Exterior features

  • Deck

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13721766
Type
Semi-Detached
Transaction
For Sale
Neighbourhood
Rural Central Elgin
Cross streets
Wellington Rd & McBain Line
Rooms · 3Great Room, Washroom ×2
  • Great Room

    Main

    3.27 × 4.26 m · 10′9″ × 14′0″

  • 4-piece washroom

    Main

  • 3-piece washroom

    Main

History

Past listings and sales for this home and building.

Monthly cost

Estimated monthly cost

$2,325/mo

Mortgage
$2,325
Down payment$105,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Property tax not included. Speak with a lender for an exact figure.

Cash to close

Cash to close

$113,725

$105,000 down + $8,725 to $9,975 in closing costs

Ontario land transfer tax
$6,975
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$525,000

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