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DetachedListed 28 days ago

$689,900

10 Niagara Trail, Clarington, ON L1B 1A2

Newcastle · Clarington · L1B 1A2

Listing brokerage: Real Broker Ontario Ltd.

Beds
2
Baths
2
Sq ft
700–1100
Parking
3
Virtual tour

Monthly costs

Property taxes

$238/mo

$2,851 a year (2026)

The home

Style
Bungalow
Basement
Finished
Parking
3 spots · Attached
Faces
East
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

Welcome to this move-in ready, corner unit bungalow in the sought after adult lifestyle community of Wilmot Creek, set along the scenic shores of Lake Ontario. Designed for comfortable, easy living, this 2 bedroom home offers a spacious layout with plenty of room to relax, entertain and enjoy your hobbies. A covered front porch welcomes you inside, while the two car driveway and attached garage, with convenient interior access, adds everyday practicality. The open-concept main floor features an eat-in kitchen with ample cupboard and counter space, a bay window and overlooks the dining area. The inviting living room offers a gas fireplace, large window and a walk-out to the patio, creating an easy connection to the outdoor space. The primary bedroom features new broadloom flooring, a bay window, his-and-her closets and a 4pc ensuite. A second bedroom, 4pc bathroom and laundry closet complete the main level. Downstairs, the expansive, finished rec room provides additional living space with new broadloom flooring, along with generous storage, a large workshop area ideal for hobbies or projects, and an oversized cold cellar. Wilmot Creek offers an active and social lifestyle with an impressive selection of amenities, including a golf course, pool, pickleball and tennis courts, recreation centre, walking trails, garden club, lawn bowling and dog run. A wonderful opportunity to enjoy comfortable bungalow living in a community designed with lifestyle in mind. Monthly fees of $1,537.55 ($1,300.00 site fee + approx. $237.55 taxes as per Compass Communities) include snow removal, and full access to community amenities. (*Buyer may have the potential to assume the existing lease with monthly fees of $751.85 + $237.55 = $989.40 incl. taxes. This is subject to Compass Community approval.)

All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
6
Size
700-1100 sq ft
Fireplace
Natural Gas

Features

  • Storage

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Exterior & Lot

Exterior
Vinyl Siding
Roof
Asphalt Shingle

Utilities

Sewer
Sewer

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
E13792824
Type
Detached
Transaction
For Sale
Neighbourhood
Newcastle
Cross streets
Wilmot Creek/Niagara Trail
Rooms · 9Kitchen, Living Room, Dining Room, Primary Bedroom, Bedroom 2, Other, Recreation, Washroom ×2
  • Kitchen

    Main

    6.82 × 2.82 m · 22′5″ × 9′3″

    Laminate, Eat-in Kitchen, Bay Window

  • Living Room

    Main

    3.57 × 5.95 m · 11′9″ × 19′6″

    Laminate, Gas Fireplace, W/O To Yard

  • Dining Room

    Main

    2.40 × 2.68 m · 7′10″ × 8′10″

    Laminate, Overlooks Living

  • Primary Bedroom

    Main

    3.84 × 3.78 m · 12′7″ × 12′5″

    Broadloom, His and Hers Closets, 4 Pc Ensuite

  • Bedroom 2

    Main

    3.33 × 3.03 m · 10′11″ × 9′11″

    Broadloom, Double Closet, Large Window

  • Other

    Basement

    2.48 × 2.40 m · 8′2″ × 7′10″

    Laminate

  • Recreation

    Basement

    8.78 × 7.05 m · 28′10″ × 23′2″

  • 4-piece washroom

    Main

  • 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

10 Niagara Trail, Clarington, ON L1B 1A2 · Near Wilmot Creek/Niagara Trail

Monthly cost

Estimated monthly cost

$3,292/mo

Mortgage
$3,055
Property tax
$238
Down payment$137,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$150,144

$137,980 down + $12,164 to $13,414 in closing costs

Ontario land transfer tax
$10,273
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$141

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$689,900

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