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DetachedListed 22 days ago

$695,000

40 Niagara Trail, Clarington, ON L1B 1L6

Newcastle · Clarington · L1B 1L6

Listing brokerage: Royal LePage Frank Real Estate

Beds
2
Baths
2
Sq ft
1100–1500
Parking
3
Virtual tour

Monthly costs

Property taxes

$205/mo

$2,464 a year (2025)

The home

Style
Bungalow
Basement
Crawl Space
Parking
3 spots · Attached
Faces
South
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

Welcome to Wilmot Creek and life by the lake! Nestled along the shores of Lake Ontario, this sought-after adult lifestyle community of Wilmot Creek offers comfortable, low-maintenance living in a vibrant community setting. This 2-bedroom, 2-bathroom bungalow features updated windows, vinyl flooring and modern bathrooms. Step inside to a bright and spacious open concept living area, thoughtfully designed for both everyday comfort and entertaining. A separate laundry room and pantry with garage access adds everyday functionality, while the crawl space provides additional storage. Outside, you can relax or entertain in your gazebo and hot tub this summer. Plus, the enclosed front porch, garage and parking for three vehicles offers everyday convenience. Residents enjoy driveway and road snow removal, along with access to resort-style amenities including a 9-hole golf course, recreation centre, tennis and pickleball courts, lawn bowling, horseshoes, pools, gym, sauna, and more.

All details19 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
5
Size
1100-1500 sq ft

Features

  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Exterior & Lot

Exterior
Vinyl Siding
Roof
Shingles

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
E13812796
Type
Detached
Transaction
For Sale
Neighbourhood
Newcastle
Cross streets
Niagara Tr / Wilmot Tr
Rooms · 7Kitchen, Living Room, Dining Room, Primary Bedroom, Bedroom, Washroom ×2
  • Kitchen

    Main

    3.49 × 2.58 m · 11′5″ × 8′6″

    Stainless Steel Appl, Window, Vinyl Floor

  • Living Room

    Main

    6.64 × 4.26 m · 21′9″ × 14′0″

    Combined w/Dining, Vinyl Floor, Sliding Doors

  • Dining Room

    Main

    3.33 × 1.97 m · 10′11″ × 6′6″

    Combined w/Living, Vinyl Floor

  • Primary Bedroom

    Main

    3.44 × 6.24 m · 11′3″ × 20′6″

    3 Pc Ensuite, Vinyl Floor, Double Closet

  • Bedroom

    Main

    3.39 × 3.03 m · 11′1″ × 9′11″

    Vinyl Floor, Window, Closet

  • 2 × 3-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

40 Niagara Trail, Clarington, ON L1B 1L6 · Near Niagara Tr / Wilmot Tr

Monthly cost

Estimated monthly cost

$3,283/mo

Mortgage
$3,077
Property tax
$205
Down payment$139,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$151,247

$139,000 down + $12,247 to $13,497 in closing costs

Ontario land transfer tax
$10,375
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$122

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$695,000

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