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DetachedListed 27 days ago

$489,900

10139 A Road 38 Road, Frontenac, ON K0H 2K0

45 - Frontenac Centre · Frontenac · K0H 2K0

Listing brokerage: Ball Real Estate Inc.

Beds
1
Baths
2
Sq ft
700–1100
Parking
10
Virtual tour

Monthly costs

Property taxes

$341/mo

$4,094 a year (2025)

The home

Lot size
329 × 125 ft
Style
Bungalow-Raised
Basement
Partially Finished
Parking
10 spots · Detached
Faces
West
Age
51-99 years
Heating · cooling
Forced Air
Possession
TBA

About this home

Tucked away on just over 3 private acres along the shores of Elbow Lake, 10139A 38 Road offers a peaceful waterfront setting with plenty of space, privacy, and potential. This property is an opportunity for someone looking to create their own retreat in a quiet country setting. The main floor features a functional kitchen and dining area that opens into a spacious living room, providing plenty of room to relax and enjoy the surroundings. A main-floor bedroom and full bathroom complete this level, making the layout comfortable and convenient .Downstairs, the partially finished lower level includes a recreation room along with a generous amount of unfinished storage space. Whether you need room for hobbies, additional living space, or simply plenty of storage, there is flexibility to finish and customize the lower level to suit your needs. The home would benefit from some updating, giving the next owner an opportunity to make improvements over time and shape the space to suit their own style and needs. Outside, a detached double-car garage provides excellent space for vehicles, tools, recreational equipment, or a workshop, while the additional carport offers even more covered parking and storage. With over 3 acres, waterfront on Elbow Lake, and a private natural setting, this property has the ingredients for a wonderful year-round home, recreational getaway, or country retreat. Bring your ideas and discover the potential of this peaceful waterfront property.

All details27 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
1
Bathrooms
2
Kitchens
1
Rooms
5
Size
700-1100 sq ft

Heating & Cooling

Heat source
Propane

Parking

Covered spaces
2

Features

  • Available
  • Private

Exterior & Lot

Exterior
Brick, Vinyl Siding
Roof
Metal
Foundation
Block
View
Lake, Trees/Woods
Waterfront
Direct
Water body
Elbow Lake

Other structures

  • Shed
  • Storage

Exterior features

  • Deck
  • Year Round Living

Utilities

Sewer
Septic

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
X13801724
Type
Detached
Transaction
For Sale
Neighbourhood
45 - Frontenac Centre
Original price
$514,900
Co-listing brokerage
Ball Real Estate Inc.
Cross streets
38 Road and White Lake Road
Rooms · 11Room ×2, Dining Room, Living Room, Bedroom, Bathroom ×2, Foyer, Other, Washroom ×2
  • Room

    Main

    2.81 × 2.78 m · 9′3″ × 9′1″

  • Dining Room

    Main

    4.76 × 3.28 m · 15′7″ × 10′9″

  • Living Room

    Main

    5.32 × 3.92 m · 17′5″ × 12′10″

  • Bedroom

    Main

    3.44 × 5.31 m · 11′3″ × 17′5″

  • Bathroom

    Main

    3.00 × 2.01 m · 9′10″ × 6′7″

    5 Pc Bath

  • Foyer

    Main

    2.20 × 3.92 m · 7′3″ × 12′10″

  • Bathroom

    Basement

    2.10 × 2.72 m · 6′11″ × 8′11″

  • Room

    Basement

    7.44 × 3.34 m · 24′5″ × 10′11″

  • Other

    Basement

    7.98 × 6.47 m · 26′2″ × 21′3″

  • 5-piece washroom

    Main

  • 3-piece washroom

    Lower

History

Past listings and sales for this home and building.

Monthly cost

Estimated monthly cost

$2,510/mo

Mortgage
$2,169
Property tax
$341
Down payment$97,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$106,205

$97,980 down + $8,225 to $9,475 in closing costs

Ontario land transfer tax
$6,273
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$202

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$489,900

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