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DetachedListed 86 days ago

$1,200,000

1023 Pepper Lane, Frontenac, ON K0H 2W0

47 - Frontenac South · Frontenac · K0H 2W0

Listing brokerage: KELLER WILLIAMS INSPIRE REALTY, BROKERAGE

Beds
3
Baths
2
Sq ft
3000–3500
Parking
13
Virtual tour

Monthly costs

Property taxes

$370/mo

$4,446 a year (2025)

The home

Lot size
559.5 × 1225.9 ft
Style
2-Storey
Parking
13 spots · Attached
Faces
West
Age
16-30 years
Heating · cooling
Heat Pump, Central Air
Possession
Flexible

About this home

Over 1,000 feet of waterfront on Howes Lake, 24 acres to explore, and a home that has been completely reimagined from top to bottom. Renovated between 2020 and 2021, this one-of-a-kind property combines modern design with carefully preserved character, including original barn beams reclaimed from a century-old barn in Godfrey. The heart of the home is the expansive kitchen, where a massive quartz island, vaulted ceilings, and open sightlines create a space designed for gathering. A propane fireplace and bright breakfast area add warmth and function to the upper-level living space, while every principal room is connected to the surrounding landscape. Walkouts lead to both the upper and lower decks, offering plenty of space to entertain, unwind, and enjoy views of the water, mature trees, and natural surroundings.The layout offers over 3,200 square feet of living space, including a loft overlooking the main living area, a spacious primary suite with a Juliet balcony, and a welcoming lower-level family room complete with a propane fireplace and wet bar. Outside, large private docks provide ample space for boats, swimming, and making the most of life on the water.With a drilled well and tile bed updated in 2022, a steel roof, heat pump, attached double garage with a third bay, and extensive updates throughout, this is a property where the work has already been done, leaving more time to enjoy the setting that makes it truly special.

All details27 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
18
Den / family room
Yes
Size
3000-3500 sq ft
Fireplace
Propane, Family Room, Living Room

Features

  • Auto Garage Door Remote
  • Bar Fridge
  • Garburator
  • Generator - Full
  • Water Heater Owned
  • Propane Tank
  • Water Heater

Heating & Cooling

Heat source
Propane

Parking

Covered spaces
3

Features

  • Circular Drive
  • Inside Entry
  • Private

Exterior & Lot

Exterior
Board & Batten
Roof
Metal
Foundation
Slab
View
Lake, Trees/Woods
Waterfront
Direct
Water body
Howes Lake

Other structures

  • Garden Shed

Exterior features

  • Deck
  • Hot Tub
  • Privacy
  • Year Round Living
  • Lighting

Utilities

Sewer
Septic

Taxes & Fees

HST
Included In

Listing

MLS® number
X13584992
Type
Detached
Transaction
For Sale
Neighbourhood
47 - Frontenac South
Cross streets
Hinchinbrook Road N
Rooms · 20Bathroom ×2, Foyer, Laundry, Mud Room, Recreation, Other ×3, Utility Room, Bedroom, Breakfast, Dining Room, Kitchen ×2, Living Room, Primary Bedroom, Loft, Washroom ×2

  • Bathroom

    Main

    2.52 × 3.19 m · 8′3″ × 10′6″

    3 Pc Bath

  • Foyer

    Main

    3.00 × 3.21 m · 9′10″ × 10′6″

  • Laundry

    Main

    4.47 × 3.30 m · 14′8″ × 10′10″

  • Mud Room

    Main

    1.78 × 2.60 m · 5′10″ × 8′6″

  • Recreation

    Main

    8.66 × 7.56 m · 28′5″ × 24′10″

  • Other

    Main

    3.42 × 1.71 m · 11′3″ × 5′7″

  • Other

    Main

    2.86 × 3.18 m · 9′5″ × 10′5″

  • Utility Room

    Main

    1.19 × 2.62 m · 3′11″ × 8′7″

  • Bathroom

    Second

    2.53 × 2.25 m · 8′4″ × 7′5″

    3 Pc Bath

  • Bedroom

    Second

    4.94 × 3.36 m · 16′2″ × 11′0″

  • Breakfast

    Second

    3.41 × 3.53 m · 11′2″ × 11′7″

  • Dining Room

    Second

    3.67 × 2.31 m · 12′0″ × 7′7″

  • Kitchen

    Second

    5.49 × 3.53 m · 18′0″ × 11′7″

  • Kitchen

    Second

    3.67 × 4.56 m · 12′0″ × 15′0″

  • Living Room

    Second

    5.21 × 6.85 m · 17′1″ × 22′6″

  • Primary Bedroom

    Second

    8.87 × 3.82 m · 29′1″ × 12′6″

  • Other

    Second

    2.10 × 1.33 m · 6′11″ × 4′4″

  • Loft

    Upper

    3.82 × 3.65 m · 12′6″ × 12′0″

  • 3-piece washroom

    Main

  • 3-piece washroom

    Second

History

Past listings and sales for this home and building.

Monthly cost

Estimated monthly cost

$5,684/mo

Mortgage
$5,313
Property tax
$370
Down payment$240,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$262,444

$240,000 down + $22,444 to $23,694 in closing costs

Ontario land transfer tax
$20,475
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$219

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$1,200,000

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