1 / 50
Sold conditionalDetachedListed 5 days ago

$540,000

320 Mud Street, Grimsby, ON L0R 1M0

055 - Grimsby Escarpment · Grimsby · L0R 1M0

Listing brokerage: RE/MAX ESCARPMENT REALTY INC.

Beds
3
Baths
1
Sq ft
700–1100
Parking
6

Monthly costs

Property taxes

$350/mo

$4,200 a year (2026)

The home

Lot size
110 × 140 ft
Style
Bungalow
Basement
Full, Partially Finished
Parking
6 spots · Detached
Faces
North
Age
51-99 years
Heating · cooling
Forced Air, Central Air
Possession
Immediate

About this home

An affordable opportunity to get into rural living, 320 Mud Street offers a three-bedroom brick bungalow with plenty of potential for a buyer ready to make it their own. The main floor features three bedrooms, a 4-piece bathroom, living room, dining room and kitchen, all arranged on one level. The full basement provides additional space with a large recreation room, laundry area and utility room, along with plenty of room for storage or future improvement. The property is serviced by natural gas, cistern and septic, and also offers rural fibre internet -a great feature for anyone working from home or looking for reliable connectivity outside of town. With a practical layout, rural setting and room to add value over time, this property could be a great fit for a first-time buyer, renovator, contractor or anyone looking for a more affordable entry into country living.

All details21 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
7
Size
700-1100 sq ft

Features

  • Water Heater

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Features

  • Private

Exterior & Lot

Exterior
Brick
Roof
Asphalt Shingle
Foundation
Block

Exterior features

  • Patio

Utilities

Sewer
Septic

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
X13881416
Type
Detached
Transaction
For Sale
Cross streets
Mountain Street
Neighbourhood
055 - Grimsby Escarpment
Rooms · 12Living Room, Kitchen, Dining Room, Bathroom, Primary Bedroom, Bedroom ×2, Recreation, Laundry, Utility Room, Room, Washroom
  • Living Room

    Ground

    5.43 × 3.42 m · 17′10″ × 11′3″

  • Kitchen

    Ground

    3.13 × 3.82 m · 10′3″ × 12′6″

  • Dining Room

    Ground

    3.48 × 2.81 m · 11′5″ × 9′3″

  • Bathroom

    Ground

    1.50 × 2.31 m · 4′11″ × 7′7″

    4 Pc Bath

  • Primary Bedroom

    Ground

    3.34 × 3.85 m · 10′11″ × 12′8″

  • Bedroom

    Ground

    3.29 × 2.31 m · 10′10″ × 7′7″

  • Bedroom

    Ground

    2.64 × 3.85 m · 8′8″ × 12′8″

  • Recreation

    Basement

    11.61 × 4.16 m · 38′1″ × 13′8″

  • Laundry

    Basement

    2.97 × 3.92 m · 9′9″ × 12′10″

  • Utility Room

    Basement

    3.11 × 3.92 m · 10′2″ × 12′10″

  • Room

  • 4-piece washroom

    Ground

History

Past listings and sales for this home and building.

Location

320 Mud Street, Grimsby, ON L0R 1M0 · Near Mountain Street

Monthly cost

Estimated monthly cost

$2,741/mo

Mortgage
$2,391
Property tax
$350
Down payment$108,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$117,232

$108,000 down + $9,232 to $10,482 in closing costs

Ontario land transfer tax
$7,275
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$207

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$540,000

Tour in person or by video

Book a viewing