$689,000
687 Upper James Street, Hamilton, ON L9C 2Z4
Balfour · Hamilton · L9C 2Z4
Listing brokerage: CITYGATE REALTY INC.
- Beds
- 3+2
- Baths
- 2
- Sq ft
- 1500–2000
- Parking
- 3
Monthly costs
Property taxes
$336/mo
$4,031 a year (2025)
The home
- Lot size
- 50 × 109 ft
- Style
- 1 1/2 Storey
- Basement
- Finished, Full, Separate Entrance
- Parking
- 3 spots
- Faces
- East
- Heating · cooling
- Forced Air, Central Air
- Possession
- Flexible
About this home
Move-in ready home in one of Hamilton's most convenient locations! Close to schools, parks, shopping, transit, and all the amenities you need. Beautifully updated throughout, this home offers two separate living spaces, ideal for an in-law suite or potential rental income. The upper level features a modern kitchen with quartz countertops, updated appliances, renovated bathrooms, and plenty of natural light. The finished basement with a separate entrance includes its own kitchen and bathroom for added flexibility. Recent updates include windows (2025), furnace (2025), updated light fixtures throughout, and fully renovated bathrooms. With parking for three cars, this is a fantastic opportunity for families, first-time buyers, or investors!
All details19 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing
Interior
- Bedrooms
- 3+2
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 6
- Size
- 1500-2000 sq ft
Features
- In-Law Suite
Heating & Cooling
- Heat source
- Gas
Parking
- Covered spaces
- 0
Exterior & Lot
- Exterior
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
Utilities
- Sewer
- Sewer
Taxes & Fees
- HST
- Included In
Listing
- MLS® number
- X13659608
- Type
- Detached
- Transaction
- For Sale
- Neighbourhood
- Balfour
- Cross streets
- Mcelroy Rd W to Upper James St
Rooms · 10Kitchen ×2, Living Room, Bedroom ×5, Washroom ×2
Kitchen
Ground
3.76 × 4.01 m · 12′4″ × 13′2″
Living Room
Ground
3.56 × 7.42 m · 11′8″ × 24′4″
Bedroom
Ground
3.25 × 3.61 m · 10′8″ × 11′10″
Bedroom
Second
3.38 × 3.56 m · 11′1″ × 11′8″
Bedroom
Second
3.78 × 3.86 m · 12′5″ × 12′8″
Kitchen
Basement
5.41 × 5.44 m · 17′9″ × 17′10″
Bedroom
Basement
3.45 × 2.34 m · 11′4″ × 7′8″
Bedroom
Basement
3.02 × 2.82 m · 9′11″ × 9′3″
4-piece washroom
Second
4-piece washroom
Basement
History
Past listings and sales for this home and building.
Location
687 Upper James Street, Hamilton, ON L9C 2Z4 · Near Mcelroy Rd W to Upper James St
Monthly cost
Estimated monthly cost
$3,387/mo
- Mortgage
- $3,051
- Property tax
- $336
Amortization
Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.
Cash to close
Cash to close
$150,004
$137,800 down + $12,204 to $13,454 in closing costs
- Ontario land transfer tax
- $10,255
- Legal fees and disbursements
- $1,500 to $2,500
- Title insurance
- $250 to $500
- Property tax adjustment
- $199
Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.
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$689,000
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