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DuplexListed 70 days ago

$975,000

177 Charlton Avenue W, Hamilton, ON L8P 2C8

Durand · Hamilton · L8P 2C8

Listing brokerage: CHESTNUT PARK REAL ESTATE LIMITED

Beds
4
Baths
4
Sq ft
2000–2500
Parking
5

Monthly costs

Property taxes

$640/mo

$7,680 a year (2025)

The home

Lot size
38.8 × 86.3 ft
Style
2 1/2 Storey
Basement
Unfinished
Parking
5 spots
Faces
South
Heating · cooling
Radiant, Window Unit(s)
Possession
Flexible

About this home

177 Charlton Street offers a compelling opportunity in the heart of Durand - a red brick century income property generating a 4.5% cap rate, anchored by a two-level upper residence that feels like a home. Configured as two residential units plus a separate street-level office, the property supports a range of ownership strategies: a straight forward investment, an owner-occupied income property, or a live/work setup with flexibility to adapt over time. Character carries throughout the home, with original detailing, stained glass, and period features that reflect its century heritage. The upper unit spans two full floors and offers a flexible layout with a bright living room with bay windows, a generous dining area (options as a third bedroom), a large eat-in kitchen, with access to a private fenced garden via front entry. Upstairs, two charming bedrooms in keeping with the home's era are complemented by an oversized bathroom with soaker tub, glass shower, and integrated laundry. On the main level, a self-contained one-bedroom suite provides reliable rental potential with its own laundry, ample storage, walk-in closet, and access to a private garden. At the front of the home, a bright spacious street-level office with private entrance, 2-piece bath, Victorian features, and original pocket doors creates a true work-from-home environment or additional income opportunity. The space also offers flexibility to be re-integrated into the main floor layout over time. Southern exposure brings consistent natural light, complemented by two private outdoor areas, five-car parking, and an unfinished basement with separate entrance offering additional flexibility and long-term potential. All just steps to Locke Street's cafés, restaurants, and wine bars, Hess Village, and downtown Hamilton, with convenient access to hospitals, transit, and the GO Station. An income property with a true owner's unit - well-located, functional, and positioned for long-term flexibility.

All details24 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
4
Bathrooms
4
Kitchens
2
Rooms
10
Size
2000-2500 sq ft

Features

  • Storage

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Features

  • Front Yard Parking

Exterior & Lot

Exterior
Brick
Roof
Asphalt Shingle
Foundation
Stone
View
Garden

Exterior features

  • Landscaped
  • Patio
  • Porch

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13640510
Type
Duplex
Transaction
For Sale
Neighbourhood
Durand
Cross streets
Charlton St W and Hess
Original price
$999,000
Co-listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED
Rooms · 15Office ×2, Living Room ×2, Kitchen ×2, Bedroom ×2, Laundry, Dining Room, Bedroom 2, Washroom ×4
  • Office

    Second

    1.96 × 3.23 m · 6′5″ × 10′7″

    Tile Floor

  • Living Room

    Main

    6.32 × 4.04 m · 20′9″ × 13′3″

    Hardwood Floor

  • Kitchen

    Second

    2.92 × 4.70 m · 9′7″ × 15′5″

    Tile Floor

  • Bedroom

    Main

    2.49 × 3.23 m · 8′2″ × 10′7″

    Walk-In Closet(s)

  • Laundry

    Third

    1.32 × 3.56 m · 4′4″ × 11′8″

    Tile Floor

  • Office

    Main

    3.07 × 4.39 m · 10′1″ × 14′5″

    Hardwood Floor, Bay Window

  • Living Room

    Second

    3.73 × 4.37 m · 12′3″ × 14′4″

    Hardwood Floor, Bay Window

  • Dining Room

    Second

    3.38 × 4.65 m · 11′1″ × 15′3″

    Hardwood Floor

  • Bedroom 2

    Third

    2.49 × 4.47 m · 8′2″ × 14′8″

    Hardwood Floor

  • Kitchen

    Main

    1.85 × 4.47 m · 6′1″ × 14′8″

    Backsplash

  • Bedroom

    Third

    3.66 × 5.49 m · 12′0″ × 18′0″

    Hardwood Floor

  • 2-piece washroom

    Main

  • 3-piece washroom

    Main

  • 2-piece washroom

    Second

  • 4-piece washroom

    Third

History

Past listings and sales for this home and building.

Location

177 Charlton Avenue W, Hamilton, ON L8P 2C8 · Near Charlton St W and Hess

Monthly cost

Estimated monthly cost

$4,957/mo

Mortgage
$4,317
Property tax
$640
Down payment$195,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$213,104

$195,000 down + $18,104 to $19,354 in closing costs

Ontario land transfer tax
$15,975
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$379

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$975,000

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