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DetachedListed 44 days ago

$498,888

20 Somerset Avenue, Hamilton, ON L8L 2L5

Gibson · Hamilton · L8L 2L5

Listing brokerage: RE/MAX REALTY SERVICES INC.

Beds
3
Baths
2
Sq ft
1100–1500
Parking
1

Monthly costs

Property taxes

$242/mo

$2,904 a year (2025)

The home

Lot size
24 × 90 ft
Style
2-Storey
Basement
Full
Parking
1 spot
Faces
South
Heating · cooling
Forced Air, Central Air
Possession
flex

About this home

Welcome to this fully renovated home Upgraded from top to bottom, this bright and spacious home, located in the sought after Gibson-Stipley neighborhood is turn-key and ready for you to move in immediately! The main level features open-concept kitchen and living with an upgraded flooring throughout ,Separate dinning room that can be used as the 4th Bedroom .Upgraded 3-piece full bathroom on the mane floor with Standing shower and glass door . The spacious custom kitchen with bright white cabinetry, SS appliances ,Quartz counter-top and backsplash. The second level features 3 bedrooms and a 3-piece bath modern sink vanity and glass standing shower. The fully-finished lower level has plenty of additional space . The spacious backyard is fully fenced . Close to some of the best Hamilton has to offer! Playhouse Cinema, Tim Hortons field, a variety of bars and restaurants, public transit, school, hospital and many more.A fantastic opportunity for first-time home buyers-simply move in and enjoy! Please note some pictures are virtually staged.

All details21 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
6
Den / family room
Yes
Size
1100-1500 sq ft

Features

  • Other

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Features

  • Front Yard Parking

Exterior & Lot

Exterior
Brick
Roof
Asphalt Shingle
Foundation
Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13729260
Type
Detached
Transaction
For Sale
Neighbourhood
Gibson
Cross streets
CANNON, SHERMAN NORTH
Rooms · 13Living Room, Kitchen, Dining Room, Bathroom ×2, Family Room, Primary Bedroom, Bedroom 2, Bedroom 3, Recreation, Room, Washroom ×2
  • Living Room

    Main

    12.01 × 10.99 m · 39′5″ × 36′1″

    Vinyl Floor

  • Kitchen

    Main

    11.75 × 14.01 m · 38′7″ × 46′0″

    Quartz Counter, Backsplash, Breakfast Area

  • Dining Room

    Main

    11.75 × 12.01 m · 38′7″ × 39′5″

  • Bathroom

    Main

    1.52 × 2.44 m · 5′0″ × 8′0″

    4 Pc Bath

  • Family Room

    Main

    9.12 × 13.09 m · 29′11″ × 42′11″

    Vinyl Floor, Large Window

  • Primary Bedroom

    Second

    4.60 × 3.35 m · 15′1″ × 11′0″

    Bay Window, Closet

  • Bedroom 2

    Second

    2.50 × 2.77 m · 8′2″ × 9′1″

    Window, Closet

  • Bedroom 3

    Second

    2.50 × 3.35 m · 8′2″ × 11′0″

    Window

  • Bathroom

    Second

    1.52 × 2.13 m · 5′0″ × 7′0″

    4 Pc Bath

  • Recreation

    Basement

    4.57 × 9.14 m · 15′0″ × 30′0″

    Finished, Vinyl Floor, Combined w/Laundry

  • Room

  • 3-piece washroom

    Main

  • 3-piece washroom

    Second

History

Past listings and sales for this home and building.

Location

20 Somerset Avenue, Hamilton, ON L8L 2L5 · Near CANNON, SHERMAN NORTH

Monthly cost

Estimated monthly cost

$2,451/mo

Mortgage
$2,209
Property tax
$242
Down payment$99,778 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$108,124

$99,778 down + $8,346 to $9,596 in closing costs

Ontario land transfer tax
$6,453
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$143

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$498,888

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