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DetachedListed 27 days ago

$548,900

23 Garfield Avenue N, Hamilton, ON L8M 2R5

Stipley · Hamilton · L8M 2R5

Listing brokerage: ROYAL LEPAGE STATE REALTY

Beds
4
Baths
2
Sq ft
1500–2000
Parking
0
Virtual tour

Monthly costs

Property taxes

$267/mo

$3,200 a year (2026)

The home

Lot size
21.1 × 106.4 ft
Style
2 1/2 Storey
Basement
Finished, Separate Entrance
Parking
None
Faces
West
Age
100+ years
Heating · cooling
Forced Air, Central Air
Possession
IMMEDIATE

About this home

More space than you might expect, right in the heart of Hamilton. Welcome to 23 Garfield Avenue N, a detached 2.5-storey home offering four bedrooms, two bathrooms and approximately 1,556 sq. ft. of living space across four finished levels. Step inside to an inviting main floor filled with character and warm wood details. The living and dining areas offer comfortable spaces to gather, while the kitchen features rich cabinetry, ample storage and plenty of room for everyday living. The second level is home to three bedrooms and a well-appointed bathroom with a glass-enclosed shower. Head up one more level to find a spacious fourth bedroom, a private and versatile space that could also work beautifully as a home office, studio or quiet retreat. Downstairs, the finished lower level extends the living space even further with a recreation area, additional bathroom, laundry and storage, giving you flexibility for guests, hobbies, movie nights or everyday family life. Outside, the private fenced backyard offers space to relax, entertain and enjoy the warmer months. Set in an established Hamilton neighbourhood close to Tim Hortons Field, parks, schools, transit, shopping, restaurants and everyday amenities. With four bedrooms and four finished levels, 23 Garfield Avenue N offers the space and flexibility to settle in, make it your own and start your next chapter.

All details24 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Rooms
7
Den / family room
Yes
Size
1500-2000 sq ft
Fireplace
Electric

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Features

  • Street Only

Exterior & Lot

Roof
Asphalt Shingle
Foundation
Concrete Block
Exterior
Brick, Stucco (Plaster)

Other structures

  • Fence - Full
  • Shed

Exterior features

  • Patio
  • Porch

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13798548
Type
Detached
Transaction
For Sale
Neighbourhood
Stipley
Cross streets
King St E
Rooms · 10Living Room, Kitchen, Primary Bedroom, Bedroom ×3, Loft, Recreation, Washroom ×2
  • Living Room

    Main

    6.45 × 3.68 m · 21′2″ × 12′1″

    Combined w/Dining

  • Kitchen

    Main

    3.38 × 3.68 m · 11′1″ × 12′1″

    Eat-in Kitchen

  • Primary Bedroom

    Second

    4.62 × 2.74 m · 15′2″ × 9′0″

  • Bedroom

    Second

    2.69 × 3.48 m · 8′10″ × 11′5″

  • Bedroom

    Second

    2.97 × 2.29 m · 9′9″ × 7′6″

  • Bedroom

    Third

    2.69 × 4.39 m · 8′10″ × 14′5″

  • Loft

    Third

    2.41 × 4.80 m · 7′11″ × 15′9″

  • Recreation

    Basement

    4.52 × 4.42 m · 14′10″ × 14′6″

  • 3-piece washroom

    Second

  • 3-piece washroom

    Basement

History

Past listings and sales for this home and building.

Location

23 Garfield Avenue N, Hamilton, ON L8M 2R5 · Near King St E

Monthly cost

Estimated monthly cost

$2,697/mo

Mortgage
$2,430
Property tax
$267
Down payment$109,780 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$119,141

$109,780 down + $9,361 to $10,611 in closing costs

Ontario land transfer tax
$7,453
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$158

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$548,900

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