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DetachedListed 8 days ago

$1,089,000

7 Fern Avenue, Hamilton, ON L0R 2H0

Waterdown · Hamilton · L0R 2H0

Listing brokerage: RE/MAX ESCARPMENT REALTY INC.

Beds
3
Baths
3
Sq ft
1500–2000
Parking
4
Virtual tour

Monthly costs

Property taxes

$544/mo

$6,529 a year (2026)

The home

Lot size
50 × 132 ft
Style
Bungalow
Basement
Finished, Full, Separate Entrance
Parking
4 spots · Attached
Faces
West
Age
31-50 years
Heating · cooling
Forced Air, Central Air
Possession
60-89 days

About this home

7 Fern Avenue is the kind of home that feels right, from the moment you arrive! Tucked away on a quiet, mature, family friendly street in the heart of Waterdown, this beautifully updated 3 bedroom, 3 bathroom bungalow offers the perfect blend of modern comfort, thoughtful upgrades and neighbourhood charm. Inside, you'll find a bright, welcoming layout with updated flooring, pot lighting and beautifully renovated bathrooms. Generously sized bedrooms offer plenty of room to unwind, while the primary bedroom features the added comfort and convenience of its own private 2 piece ensuite. The kitchen has been refreshed with a new fridge, stove and dishwasher (2026). A walkout to the private backyard makes indoor and outdoor living a breeze. While the fully finished lower level and separate side entrance offer fantastic in law potential or flexible space for guests, teenagers, a playroom or home office. Major updates include a new heat pump, furnace, attic insulation, select windows and exterior doors (2024), water heater (2023) and updated electrical panel (2022). The attached double car garage adds everyday convenience. Just a short walk to parks, shops, restaurants and local amenities, this home offers the best of Waterdown living. But what really makes it special is the neighbourhood itself, where kids still play outside, neighbours know each other and there's a genuine sense of community. Beautifully updated, thoughtfully maintained and ready for its next chapter. Welcome home!

All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
7
Size
1500-2000 sq ft
Fireplace
Natural Gas

Features

  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
2

Exterior & Lot

Exterior
Brick
Roof
Asphalt Shingle
Foundation
Poured Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13869842
Type
Detached
Transaction
For Sale
Neighbourhood
Waterdown
Cross streets
Cedar Street
Rooms · 15Living Room, Dining Room, Kitchen, Bathroom ×2, Bedroom, Bedroom 2, Primary Bedroom, Family Room, Recreation, Laundry, Other, Washroom ×3
  • Living Room

    Main

    4.02 × 4.99 m · 13′2″ × 16′4″

  • Dining Room

    Main

    3.33 × 3.50 m · 10′11″ × 11′6″

  • Kitchen

    Main

    3.09 × 3.05 m · 10′2″ × 10′0″

  • Bathroom

    Main

    3.33 × 2.48 m · 10′11″ × 8′2″

  • Bedroom

    Main

    3.43 × 3.00 m · 11′3″ × 9′10″

  • Bedroom 2

    Main

    3.43 × 3.07 m · 11′3″ × 10′1″

  • Primary Bedroom

    Main

    3.33 × 4.45 m · 10′11″ × 14′7″

  • Family Room

    Basement

    7.68 × 3.64 m · 25′2″ × 11′11″

  • Recreation

    Basement

    5.53 × 2.95 m · 18′2″ × 9′8″

  • Bathroom

    Basement

    3.96 × 2.42 m · 13′0″ × 7′11″

  • Laundry

    Basement

    5.88 × 2.95 m · 19′3″ × 9′8″

  • Other

    Basement

    2.22 × 1.87 m · 7′3″ × 6′2″

  • 4-piece washroom

    Main

  • 2-piece washroom

    Main

  • 4-piece washroom

    Basement

History

Past listings and sales for this home and building.

Location

7 Fern Avenue, Hamilton, ON L0R 2H0 · Near Cedar Street

Monthly cost

Estimated monthly cost

$5,366/mo

Mortgage
$4,822
Property tax
$544
Down payment$217,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$238,127

$217,800 down + $20,327 to $21,577 in closing costs

Ontario land transfer tax
$18,255
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$322

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$1,089,000

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