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Semi-Detached 15 days on market

$475,000

154 Stephen Street, Kingston, ON K7K 2C7

22 - East of Sir John A. Blvd · Kingston · K7K 2C7

Listing brokerage: CENTURY 21 HERITAGE GROUP LTD., BROKERAGE

Beds
2
Baths
2
Sq ft
1500-2000
Parking
6

Open house

  • Saturday, Oct 17 · 12:30–1:30 PM

About this home

A rare legal up-and-down duplex on Stephen Street, just east of Sir John A. Blvd and close to the Inner Harbour and downtown Kingston. The home currently offers two one-bedroom apartments. The 2nd level could be returned to a two-bedroom layout, giving a buyer flexibility: live in one unit while the other helps cover the mortgage, renovate both and place new tenants, or convert the property back to its original single-family form. Downtown shops, restaurants, and the waterfront are a short walk away. Queen's University, both hospitals, and the rest of the core are an easy drive or transit ride, making this a strong fit for students, hospital staff, young professionals, and anyone who wants to live close to the city. There are great neighbours on either side. Behind the house, an unusually large garage can store vehicles or serve as a workshop-extra space most inner-city duplexes simply don't have-plus parking for three vehicles. Updates include a 2018 furnace and a metal roof. A note on the photos: some were taken before the current main-floor occupancy, and a few main-floor images have been AI-enhanced to show potential. This is an opportunity to get into the rental market, where the owners have taken good care of the property.

Details

Interior

Bedrooms
2
Bathrooms
2
Washrooms
1 × 3-piece (Main), 1 × 3-piece (Second)
Kitchens
2
Rooms
12
Size
1500-2000 sq ft
Basement
Unfinished, Full
Features
Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned, Wheelchair Access

Heating & Cooling

Heating
Forced Air
Heat source
Gas
Cooling
Central Air

Parking

Garage
Detached
Total spaces
6
Covered spaces
2

Exterior & Lot

Style
2-Storey
Exterior
Brick
Roof
Metal
Foundation
Stone
Lot size
29 × 140 feet
Faces
South
Pool
None

Utilities

Sewer
Sewer

Taxes & Fees

Property taxes
$3,853 (2026)
HST
Included In

Listing

MLS® number
X13835222
Type
Semi-Detached
Transaction
For Sale
Neighbourhood
22 - East of Sir John A. Blvd
Cross streets
Division and Stephen
Possession
60 Days

Rooms

  • Living Room

    Main

    6.58 × 3.26 m

    21′7″ × 10′8″

  • Primary Bedroom

    Main

    3.74 × 3.33 m

    12′3″ × 10′11″

  • Bathroom

    Main · 3 Pc Bath

    2.87 × 1.50 m

    9′5″ × 4′11″

  • Kitchen

    Main

    3.33 × 3.19 m

    10′11″ × 10′6″

  • Laundry

    Main

    3.32 × 2.32 m

    10′11″ × 7′7″

  • Living Room

    Second · Combined w/Dining

    6.76 × 3.47 m

    22′2″ × 11′5″

  • Kitchen

    Second

    3.27 × 2.63 m

    10′9″ × 8′8″

  • Bathroom

    Second · 3 Pc Bath

    3.27 × 2.19 m

    10′9″ × 7′2″

  • Bedroom

    Second

    5.61 × 3.36 m

    18′5″ × 11′0″

  • Room

    Basement

    6.60 × 6.58 m

    21′8″ × 21′7″

  • Room

    Basement

    3.34 × 3.33 m

    10′11″ × 10′11″

  • Room

    Basement

    3.33 × 2.72 m

    10′11″ × 8′11″

History

Past listings and sales for this home and building.

Location

154 Stephen Street, Kingston, ON K7K 2C7 · Near Division and Stephen

Monthly cost

Estimated monthly cost

$2,424/mo

Mortgage
$2,103
Property tax
$321
Down payment$95,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

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