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OtherListed 55 days ago

$689,900

20 Patrick Street, Kingston, ON K7K 3N4

Kingston · K7K 3N4

Listing brokerage: RE/MAX FINEST REALTY INC., BROKERAGE

Beds
3+3
Baths
2
Sq ft
700–1100
Parking
1

Monthly costs

Property taxes

$383/mo

$4,593 a year (2026)

The home

Lot size
24 × 83.6 ft
Style
2-Storey
Parking
1 spot
Faces
West
Age
100+ years
Heating · cooling
Baseboard
Possession
T.B.A

About this home

Great investment opportunity in a convenient Kingston location! This well-maintained duplex features two spacious 3-bedroom, 1-bathroom units, offering excellent potential for investors or owner-occupiers. One unit is currently vacant, providing an ideal opportunity for a family member or first-time buyer to live in the property while helping offset mortgage costs. Located close to downtown Kingston, parks, shopping, restaurants, transit, and many other amenities. A fantastic opportunity to own a versatile income property in a desirable location!

All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3+3
Bathrooms
2
Kitchens
2
Rooms
5
Size
700-1100 sq ft

Features

  • Separate Hydro Meter
  • Water Heater

Heating & Cooling

Heat source
Electric

Parking

Covered spaces
0

Features

  • Private

Exterior & Lot

Exterior
Vinyl Siding
Roof
Asphalt Shingle

Exterior features

  • Landscaped

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13699374
Type
Other
Transaction
For Sale
Cross streets
Patrick St & Reglan Rd
Rooms · 14Kitchen ×2, Breakfast, Living Room, Bathroom, Bedroom ×6, Other, Washroom ×2
  • Kitchen

    Main

    3.26 × 2.09 m · 10′8″ × 6′10″

    Vinyl Floor

  • Breakfast

    Main

    3.41 × 3.02 m · 11′2″ × 9′11″

    Laminate

  • Living Room

    Main

    5.06 × 3.44 m · 16′7″ × 11′3″

    Laminate

  • Bathroom

    Second

    1.82 × 1.55 m · 6′0″ × 5′1″

    4 Pc Bath, Vinyl Floor

  • Bedroom

    Second

    3.21 × 2.47 m · 10′6″ × 8′1″

    Vinyl Floor

  • Bedroom

    Second

    2.84 × 2.86 m · 9′4″ × 9′5″

    Vinyl Floor

  • Bedroom

    Second

    2.73 × 2.86 m · 8′11″ × 9′5″

    Vinyl Floor

  • Other

    Second

    2.28 × 2.80 m · 7′6″ × 9′2″

    Vinyl Floor

  • Kitchen

    Main

    3.05 × 2.99 m · 10′0″ × 9′10″

    Vinyl Floor

  • Bedroom

    Second

    3.47 × 2.99 m · 11′5″ × 9′10″

    Vinyl Floor

  • Bedroom

    Second

    3.23 × 2.44 m · 10′7″ × 8′0″

    Vinyl Floor

  • Bedroom

    Second

    2.78 × 2.74 m · 9′1″ × 9′0″

    Vinyl Floor

  • 4-piece washroom

    Second

  • 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

20 Patrick Street, Kingston, ON K7K 3N4 · Near Patrick St & Reglan Rd

Monthly cost

Estimated monthly cost

$3,437/mo

Mortgage
$3,055
Property tax
$383
Down payment$137,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$150,229

$137,980 down + $12,249 to $13,499 in closing costs

Ontario land transfer tax
$10,273
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$226

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$689,900

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