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DetachedListed 16 hours ago

$799,900

31 Swartz Street, Kitchener, ON N2E 4A7

Kitchener · N2E 4A7

Listing brokerage: RE/MAX TWIN CITY REALTY INC.

Beds
3
Baths
4
Sq ft
1100–1500
Parking
3
Virtual tour

Monthly costs

Property taxes

$377/mo

$4,518 a year (2026)

The home

Lot size
30.2 × 113.2 ft
Style
2-Storey
Basement
Full, Finished
Parking
3 spots · Attached
Faces
North
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

FULLY RENOVATED & MOVE-IN READY: Welcome to 31 Swartz Street, Kitchener, Beautifully renovated from top to bottom, this carpet-free, move-in-ready home is perfect for first-time home buyers, growing families and savvy investors. With 3 bedrooms, 4 bathrooms, and parking for 3 vehicles, this home truly checks all the boxes! Step inside to a bright and airy interior featuring fresh paint and new flooring throughout the main level (2022). The stunning kitchen, renovated in 2026, is sure to impress with crisp white cabinetry, a chic backsplash, quartz countertops, and stainless steel appliances. Whether preparing family meals or entertaining guests, this stylish space is designed to impress. The inviting living room offers the perfect setting to relax, while the adjacent dining area is ideal for everyday meals and special gatherings. Main Level has direct access to the garage and A convenient powder room with a new vanity and quartz countertop, completes the functional main floor. Upstairs, discover three well-appointed bedrooms and two full bathrooms. The spacious primary bedroom features a walk-in closet and private ensuite, creating the perfect personal retreat. Two additional bedrooms and a shared 4pc bathroom provide comfort and convenience. The fully finished basement adds even more versatility, featuring huge Rec Room, a 3pc bathroom and a laundry area. Enjoy added peace of mind with updated electrical features, new faucets, and windows replaced in 2026 with 25 years transferable warranty. Outside, the fully fenced backyard features a deck and shed (2022), offering the perfect space for summer BBQs, family gatherings, outdoor entertaining or simply unwinding after a long day. With plenty of room to enjoy, this backyard is ready to become your favorite spot! Conveniently located near Sunrise Shopping Centre, shopping, parks, trails, schools, and major highway access, this home checks all boxes. Don't miss this opportunity, Book your private showing today!

All details18 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
4
Kitchens
1
Rooms
8
Size
1100-1500 sq ft

Features

  • Auto Garage Door Remote
  • In-Law Capability
  • Water Heater
  • Water Softener

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Exterior & Lot

Exterior
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Poured Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X14033172
Type
Detached
Transaction
For Sale
Cross streets
Cotton Grass
Rooms · 16Bathroom ×4, Living Room, Kitchen, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Room, Laundry, Washroom ×4
  • Bathroom

    Main

    1.70 × 1.50 m · 5′7″ × 4′11″

    2 Pc Bath

  • Living Room

    Main

    3.10 × 6.10 m · 10′2″ × 20′0″

  • Kitchen

    Main

    2.90 × 3.50 m · 9′6″ × 11′6″

  • Dining Room

    Main

    2.90 × 2.60 m · 9′6″ × 8′6″

  • Primary Bedroom

    Second

    4.80 × 3.30 m · 15′9″ × 10′10″

  • Bedroom 2

    Second

    3.40 × 3.30 m · 11′2″ × 10′10″

  • Bedroom 3

    Second

    3.00 × 2.80 m · 9′10″ × 9′2″

  • Bathroom

    Second

    1.60 × 2.50 m · 5′3″ × 8′2″

    4 Pc Bath

  • Bathroom

    Second

    2.10 × 2.40 m · 6′11″ × 7′10″

  • Room

    Basement

    6.00 × 3.30 m · 19′8″ × 10′10″

  • Bathroom

    Basement

    1.50 × 2.50 m · 4′11″ × 8′2″

    3 Pc Bath

  • Laundry

    Basement

    2.80 × 1.30 m · 9′2″ × 4′3″

  • 2-piece washroom

    Main

  • 2 × 4-piece washroom

    Second

  • 3-piece washroom

    Basement

History

Past listings and sales for this home and building.

Location

31 Swartz Street, Kitchener, ON N2E 4A7 · Near Cotton Grass

Monthly cost

Estimated monthly cost

$3,918/mo

Mortgage
$3,542
Property tax
$377
Down payment$159,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$174,426

$159,980 down + $14,446 to $15,696 in closing costs

Ontario land transfer tax
$12,473
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$223

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$799,900

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