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DetachedListed 16 hours ago

$929,000

456 Millhaven Road, Loyalist, ON K0H 2H0

56 - Odessa · Loyalist · K0H 2H0

Listing brokerage: ONE PERCENT REALTY LTD., BROKERAGE

Beds
5
Baths
5
Sq ft
2000–2500
Parking
10

Monthly costs

Property taxes

$455/mo

$5,458 a year (2025)

The home

Lot size
841.3 × 440 ft
Style
2-Storey
Basement
Unfinished, Full
Parking
10 spots · Detached
Faces
North
Age
100+ years
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

Incredible multi-generational or investment opportunity on 7.32 acre property backing onto Millhaven Creek. This property offers two living areas, a large detached garage and workshop, all on Millhaven Creek. Just a short drive from Kingston and Napanee, this property has extensive road frontage on Millhaven Road, just outside the village of Odessa. Features include, each side of the house has it's own kitchen, living room, bedrooms, bathrooms and laundry. Heating system has been recently upgraded, and radiant flooring in part of house as well. Outside features include a large deck with above ground 18x32 pool(liner recently replaced), Beachcomber hot tub, and a fenced yard area. There is also a large, heated garage with office and bathroom, storage area with garage doors at both end of side of secondary garage. Currently rented for $1200 per month on a month to month basis. This is a beautiful vintage home , that offers country charm and endless opportunities, but still close to the conveniences of the city.

All details26 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
5
Bathrooms
5
Kitchens
2
Rooms
18
Den / family room
Yes
Size
2000-2500 sq ft
Fireplace
Propane

Features

  • Countertop Range
  • In-Law Capability
  • Propane Tank
  • Water Heater
  • Water Heater Owned
  • Water Treatment
  • Water Softener

Heating & Cooling

Heat source
Electric

Parking

Covered spaces
10

Exterior & Lot

Exterior
Stone, Vinyl Siding
Roof
Metal
Pool
Above Ground
Waterfront
Indirect
Water body
Millhaven Creek
View
Forest, Trees/Woods, Pool

Other structures

  • Other

Exterior features

  • Deck
  • Hot Tub
  • Privacy
  • Year Round Living

Utilities

Sewer
Septic

Taxes & Fees

HST
Included In

Listing

MLS® number
X14030122
Type
Detached
Transaction
For Sale
Neighbourhood
56 - Odessa
Cross streets
County Road 6, Millhaven Road
Rooms · 19Foyer ×2, Dining Room, Kitchen ×2, Laundry ×2, Living Room, Family Room, Bedroom ×4, Primary Bedroom, Washroom ×5
  • Foyer

    Main

    1.60 × 2.10 m · 5′3″ × 6′11″

  • Dining Room

    Main

    4.80 × 4.30 m · 15′9″ × 14′1″

  • Kitchen

    Main

    5.80 × 2.70 m · 19′0″ × 8′10″

  • Laundry

    Main

    1.90 × 1.80 m · 6′3″ × 5′11″

  • Living Room

    Main

    4.70 × 5.90 m · 15′5″ × 19′4″

  • Foyer

    Main

    1.60 × 2.10 m · 5′3″ × 6′11″

  • Family Room

    Main

    4.90 × 5.40 m · 16′1″ × 17′9″

  • Bedroom

    Main

    4.90 × 2.60 m · 16′1″ × 8′6″

  • Kitchen

    Main

    2.80 × 5.40 m · 9′2″ × 17′9″

  • Laundry

    Main

    2.90 × 0.80 m · 9′6″ × 2′7″

  • Bedroom

    Second

    3.50 × 2.50 m · 11′6″ × 8′2″

  • Primary Bedroom

    Second

    5.10 × 3.60 m · 16′9″ × 11′10″

  • Bedroom

    Second

    4.40 × 3.10 m · 14′5″ × 10′2″

  • Bedroom

    Second

    5.10 × 5.60 m · 16′9″ × 18′4″

  • 2 × 4-piece washroom

  • 3-piece washroom

  • 2 × 2-piece washroom

History

Past listings and sales for this home and building.

Location

456 Millhaven Road, Loyalist, ON K0H 2H0 · Near County Road 6, Millhaven Road

Monthly cost

Estimated monthly cost

$4,568/mo

Mortgage
$4,113
Property tax
$455
Down payment$185,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$202,874

$185,800 down + $17,074 to $18,324 in closing costs

Ontario land transfer tax
$15,055
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$269

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$929,000

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