$599,999
1019 Loyalist Drive, Minden Hills, ON K0M 2K0
Lutterworth · Minden Hills · K0M 2K0
Listing brokerage: SUTTON GROUP-ADMIRAL REALTY INC.
- Beds
- 3
- Baths
- 2
- Sq ft
- 700–1100
- Parking
- 4
Monthly costs
Property taxes
$188/mo
$2,259 a year (2025)
The home
- Lot size
- 89 × 79 ft
- Style
- Bungalow-Raised
- Basement
- Finished with Walk-Out
- Parking
- 4 spots
- Faces
- South
- Age
- 31-50 years
- Heating · cooling
- Forced Air
- Possession
- TBD
About this home
Discover waterfront living at 1019 Loyalist Drive! Nestled along the picturesque Gull River, this south-facing property boasts 89 ft of sandy shoreline, excellent swimming, and direct boating access to Gull Lake, just 400 metres downstream, with approximately 30 km of shoreline to explore. Cruise upstream to downtown Minden or unwind by the water with no neighbours across the river!Situated on a quiet dead-end road among just 12 properties, this raised bungalow offers privacy and incredible potential as a year-round residence or family cottage. The 1,056 sq. ft. main level features 2 bedrooms, a home office, kitchen, dining area, laundry, and a bright living room with walkout to a riverside deck and gazebo. An updated 3-piece bathroom (2022) completes this level.The lower level provides approximately 630 sq. ft. of additional living space, including a spacious family room, 3rd bedroom, 3-piece bathroom, and Napoleon airtight wood stove. Separate walkouts to the parking area and waterfront offer excellent potential for an in-law suite or guest accommodations.Just 34 steps lead to a secluded waterfront retreat with a sandy shoreline, water depths exceeding 6 ft, and an inviting space for outdoor entertaining.Additional highlights include 200-amp electrical service, forced-air propane furnace (2018), heated river water intake line (2021), and year-round road access with private road maintenance of approximately $100 annually.Located just 10 minutes south of Minden and slightly over 2 hours from the GTA, this largely furnished property offers an exceptional opportunity to enjoy four-season waterfront living. Solid construction, a peaceful natural setting, and endless possibilities await your personal touches. Make this Gull River retreat your own!
All details25 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 14
- Den / family room
- Yes
- Size
- 700-1100 sq ft
- Fireplace
- Wood Stove
Features
- Primary Bedroom - Main Floor
- Propane Tank
- Water Heater Owned
Heating & Cooling
- Heat source
- Propane
Parking
- Covered spaces
- 0
Exterior & Lot
- Exterior
- Metal/Steel Siding
- Roof
- Metal
- View
- River
- Waterfront
- Direct
- Water body
- Gull River
- Foundation
- Concrete Block, Steel Frame
Exterior features
- Deck
- Year Round Living
Utilities
- Sewer
- Septic
Taxes & Fees
- HST
- Not Subject to HST
Listing
- MLS® number
- X14032460
- Type
- Detached
- Transaction
- For Sale
- Neighbourhood
- Lutterworth
- Cross streets
- Highway 35 /Sandy Bay Road
Rooms · 15Kitchen, Dining Room, Living Room, Bedroom, Bedroom 2, Office, Bedroom 3, Bathroom, Laundry, Foyer, Family Room, Utility Room ×2, Washroom ×2
Kitchen
Main
2.31 × 2.37 m · 7′7″ × 7′9″
Dining Room
Main
2.85 × 2.30 m · 9′4″ × 7′7″
Living Room
Main
4.84 × 3.84 m · 15′11″ × 12′7″
Bedroom
Main
3.19 × 3.52 m · 10′5″ × 11′7″
Bedroom 2
Main
3.22 × 3.54 m · 10′7″ × 11′7″
Office
Main
2.78 × 3.16 m · 9′2″ × 10′4″
Bedroom 3
Basement
2.90 × 3.07 m · 9′6″ × 10′1″
Bathroom
Main
2.24 × 2.33 m · 7′4″ × 7′8″
Laundry
Main
2.33 × 2.26 m · 7′8″ × 7′5″
Foyer
Main
1.06 × 6.28 m · 3′6″ × 20′7″
Family Room
Basement
5.49 × 7.02 m · 18′0″ × 23′0″
Utility Room
Basement
2.95 × 2.38 m · 9′8″ × 7′10″
Utility Room
Basement
1.79 × 2.08 m · 5′10″ × 6′10″
3-piece washroom
Main
3-piece washroom
Basement
History
Past listings and sales for this home and building.
Location
1019 Loyalist Drive, Minden Hills, ON K0M 2K0 · Near Highway 35 /Sandy Bay Road
Monthly cost
Estimated monthly cost
$2,845/mo
- Mortgage
- $2,657
- Property tax
- $188
Amortization
Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.
Cash to close
Cash to close
$130,336
$120,000 down + $10,336 to $11,586 in closing costs
- Ontario land transfer tax
- $8,475
- Legal fees and disbursements
- $1,500 to $2,500
- Title insurance
- $250 to $500
- Property tax adjustment
- $111
Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.
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$599,999
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