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DetachedListed 82 days ago

$999,900

127 Gibbons Street, Oshawa, ON L1J 4Y1

McLaughlin · Oshawa · L1J 4Y1

Listing brokerage: HOMELIFE DISTRICT REALTY

Beds
3+3
Baths
4
Sq ft
1500–2000
Parking
3

Monthly costs

Property taxes

$680/mo

$8,156 a year (2025)

The home

Lot size
43.6 × 150.3 ft
Style
Bungalow-Raised
Basement
Separate Entrance, Apartment
Parking
3 spots · Attached
Faces
East
Age
New
Heating · cooling
Forced Air, Central Air
Possession
tbd

About this home

Welcome to 127 Gibbons Street, a beautifully crafted bungalow by Holland Homes that combines modern design, spacious living, and outstanding versatility. Offering approximately 3,000 sq. ft. of finished living space, this home is an excellent choice for growing families, multi-generational living, or buyers seeking additional income potential. The bright main level features an open-concept layout with three generously sized bedrooms, including a private primary suite complete with a walk-in closet and a 3-piece ensuite bath. The well-appointed kitchen overlooks the dining area and great room, creating a welcoming space for entertaining or everyday family life. A walk-out leads to a spacious rear deck, extending your living area outdoors. The fully finished lower level offers exceptional flexibility with three additional bedrooms, two full bathrooms, and a separate entrance. Designed with functionality in mind, this space is well suited for an in-law suite, extended family accommodations, or a potential two-unit dwelling, offering an excellent opportunity for supplemental rental income. Conveniently located in a desirable Oshawa neighborhood, this property is just minutes from shopping, restaurants, schools, parks, public transit, the Oshawa Centre, and Highway 401, providing easy access to everyday amenities and commuter routes. With quality construction, an efficient floor plan, generous living space, and excellent income-generating possibilities, 127 Gibbons Street is a rare offering that delivers both comfort and long-term value. Whether you're searching for your next family home or a smart investment opportunity, this property is one you won't want to miss. Please note that the property is virtually staged.

All details22 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3+3
Bathrooms
4
Kitchens
2
Rooms
12
Size
1500-2000 sq ft

Features

  • In-Law Capability
  • Separate Heating Controls

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Features

  • Private

Exterior & Lot

Exterior
Other
Roof
Shingles
Foundation
Poured Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
E13602120
Type
Detached
Transaction
For Sale
Neighbourhood
McLaughlin
Cross streets
Adelaide/Gibbons
New construction
Yes
Co-listing brokerage
HOMELIFE DISTRICT REALTY
Rooms · 16Great Room ×2, Dining Room ×2, Kitchen ×2, Primary Bedroom ×2, Bedroom 2 ×2, Bedroom 3 ×2, Washroom ×4
  • Great Room

    Main

    4.99 × 4.50 m · 16′4″ × 14′9″

    Laminate, Open Concept, W/O To Deck, Great Room

  • Dining Room

    Main

    4.47 × 2.74 m · 14′8″ × 9′0″

    Ceramic Floor, Window, Breakfast Bar, Dining Room

  • Kitchen

    Main

    4.47 × 2.77 m · 14′8″ × 9′1″

    Quartz Counter, Centre Island, Pot Lights, Kitchen

  • Primary Bedroom

    Main

    3.94 × 4.39 m · 12′11″ × 14′5″

    Laminate, Walk-In Closet(s), 3 Pc Ensuite, Primary Bedroom

  • Bedroom 2

    Main

    3.43 × 3.35 m · 11′3″ × 11′0″

    Laminate, Closet, Window, Bedroom 2

  • Bedroom 3

    Main

    3.45 × 3.05 m · 11′4″ × 10′0″

    Laminate, Closet, Window, Bedroom 3

  • Great Room

    Lower

    4.04 × 4.34 m · 13′3″ × 14′3″

    Laminate, Walk-Up, Above Grade Window, Great Room

  • Kitchen

    Lower

    3.91 × 3.38 m · 12′10″ × 11′1″

    Quartz Counter, Centre Island, Pot Lights, Kitchen

  • Dining Room

    Lower

    3.91 × 3.76 m · 12′10″ × 12′4″

    Laminate, Breakfast Bar, Open Concept, Dining Room

  • Primary Bedroom

    Lower

    3.94 × 3.94 m · 12′11″ × 12′11″

    Laminate, Walk-In Closet(s), 3 Pc Ensuite, Primary Bedroom

  • Bedroom 2

    Lower

    3.05 × 3.48 m · 10′0″ × 11′5″

    Laminate, Closet, Above Grade Window, Bedroom 2

  • Bedroom 3

    Lower

    3.05 × 3.48 m · 10′0″ × 11′5″

    Laminate, Closet, Above Grade Window, Bedroom 3

  • 3-piece washroom

    Main

  • 4-piece washroom

    Main

  • 3-piece washroom

    Lower

  • 4-piece washroom

    Lower

History

Past listings and sales for this home and building.

Location

127 Gibbons Street, Oshawa, ON L1J 4Y1 · Near Adelaide/Gibbons

Monthly cost

Estimated monthly cost

$5,107/mo

Mortgage
$4,427
Property tax
$680
Down payment$199,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$218,605

$199,980 down + $18,625 to $19,875 in closing costs

Ontario land transfer tax
$16,473
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$402

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$999,900

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