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DetachedListed 27 days ago

$689,900

108 Frederick Street, Oshawa, ON L1G 2B3

O'Neill · Oshawa · L1G 2B3

Listing brokerage: CENTURY 21 LEADING EDGE REALTY INC.

Beds
3+1
Baths
2
Sq ft
1100–1500
Parking
4

Monthly costs

Property taxes

$360/mo

$4,316 a year (2026)

The home

Lot size
34 × 96 ft
Style
2-Storey
Basement
Separate Entrance, Finished
Parking
4 spots · Detached
Faces
North
Heating · cooling
Forced Air, Central Air
Possession
FLEXIBLE

About this home

This charming almost century-old brick home, in a desirable neighbourhood offers you 2 stories, 3 bedrooms and an extra 4th room upstairs which would make a lovely home office or craft room.In this safe and family-friendly location you will be close to schools, parks, hospital, public transit and downtown Oshawa.Enjoy a bright and functional layout throughout. Walkout to the fully fenced backyard, perfect for entertaining, relaxing, and enjoying outdoor living. Upstairs, you'll find along with the3 bedrooms and bonus 4th room, a 4 piece bathroom with radiant floor heating.Perfect blend of comfort, character, and convenience. An outstanding opportunity for first time buyers, growing families, and savvy investors alike.

All details21 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3+1
Bathrooms
2
Kitchens
1
Rooms
7
Size
1100-1500 sq ft

Features

  • Water Heater Owned

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Features

  • Private

Exterior & Lot

Exterior
Brick
Roof
Asphalt Shingle
Foundation
Block

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
E13796584
Type
Detached
Transaction
For Sale
Neighbourhood
O'Neill
Original price
$729,000
Cross streets
Simcoe St N & Adelaide Ave W
Rooms · 9Kitchen, Dining Room, Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Office, Washroom ×2
  • Kitchen

    Main

    3.35 × 3.05 m · 11′0″ × 10′0″

    Slate Flooring, W/O To Deck, Hidden Lights

  • Dining Room

    Main

    3.43 × 2.69 m · 11′3″ × 8′10″

    Slate Flooring, Window

  • Living Room

    Main

    4.57 × 3.28 m · 15′0″ × 10′9″

    Hardwood Floor, Window, W/O To Porch

  • Primary Bedroom

    Second

    3.25 × 3.25 m · 10′8″ × 10′8″

    Hardwood Floor, Ceiling Fan(s), Closet

  • Bedroom 2

    Second

    3.28 × 3.25 m · 10′9″ × 10′8″

    Hardwood Floor, Ceiling Fan(s), Closet

  • Bedroom 3

    Second

    3.08 × 2.24 m · 10′1″ × 7′4″

    Hardwood Floor, Window, Closet

  • Office

    Second

    2.03 × 2.01 m · 6′8″ × 6′7″

    Hardwood Floor, Closet, Window

  • 4-piece washroom

    Upper

  • 4-piece washroom

    Basement

History

Past listings and sales for this home and building.

Location

108 Frederick Street, Oshawa, ON L1G 2B3 · Near Simcoe St N & Adelaide Ave W

Monthly cost

Estimated monthly cost

$3,414/mo

Mortgage
$3,055
Property tax
$360
Down payment$137,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$150,216

$137,980 down + $12,236 to $13,486 in closing costs

Ontario land transfer tax
$10,273
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$213

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$689,900

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