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DetachedListed 12 days ago

$699,000

128 Elgin Street E, Oshawa, ON L1G 1T3

O'Neill · Oshawa · L1G 1T3

Listing brokerage: RE/MAX ULTIMATE REALTY INC.

Beds
7+1
Baths
4
Sq ft
2000–2500
Parking
4

Monthly costs

Property taxes

$390/mo

$4,678 a year (2026)

The home

Lot size
29.4 × 134.9 ft
Style
2 1/2 Storey
Basement
Finished, Separate Entrance
Parking
4 spots
Faces
North
Heating · cooling
Baseboard
Possession
Flexible

About this home

Client Remarks***Legal Duplex***This Large 7 Plus 1 bedroom "CASH POSITIVE!" 2.5 Story Great income and a Great Investment! Main Floor Features Living Room, Kitchen & 2 Bedrooms, 2nd Floor Has 2 More Bedrooms And Living Space, 3rd Floor Has Family Room And Another Bedroom. Basement Apartment. Amenities near by: Costco, Shopping, Restaurants & Entertainment. Easy Access To Hwy 401 Straight Down Ritson

All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
7+1
Bathrooms
4
Kitchens
4
Rooms
13
Size
2000-2500 sq ft

Features

  • Carpet Free

Heating & Cooling

Heat source
Electric

Parking

Covered spaces
0

Features

  • Private

Exterior & Lot

Exterior
Aluminum Siding
Roof
Asphalt Shingle
Foundation
Concrete Block

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
E13854902
Type
Detached
Transaction
For Sale
Neighbourhood
O'Neill
Cross streets
Mary & Adelaide
Rooms · 16Living Room ×4, Bedroom ×6, Kitchen ×2, Washroom ×4
  • Living Room

    Main

    4.79 × 3.56 m · 15′9″ × 11′8″

    Living Room

  • Bedroom

    Basement

    4.16 × 3.82 m · 13′8″ × 12′6″

    Bedroom

  • Bedroom

    Third

    4.89 × 3.36 m · 16′1″ × 11′0″

    Bedroom

  • Living Room

    Third

    6.37 × 4.90 m · 20′11″ × 16′1″

    Living Room

  • Bedroom

    Main

    4.58 × 3.07 m · 15′0″ × 10′1″

    Bedroom

  • Living Room

    Basement

    4.83 × 3.64 m · 15′10″ × 11′11″

    Living Room

  • Kitchen

    Basement

    3.66 × 2.93 m · 12′0″ × 9′7″

    Kitchen

  • Bedroom

    Second

    4.79 × 3.13 m · 15′9″ × 10′3″

    Bedroom

  • Bedroom

    Main

    3.51 × 2.96 m · 11′6″ × 9′9″

    Bedroom

  • Kitchen

    Main

    4.17 × 3.05 m · 13′8″ × 10′0″

    Kitchen

  • Living Room

    Second

    4.84 × 4.35 m · 15′11″ × 14′3″

    Living Room

  • Bedroom

    Second

    3.57 × 2.91 m · 11′9″ × 9′7″

    Bedroom

  • 4-piece washroom

    Main

  • 2-piece washroom

    Second

  • 3-piece washroom

    Third

  • 4-piece washroom

    Basement

History

Past listings and sales for this home and building.

Location

128 Elgin Street E, Oshawa, ON L1G 1T3 · Near Mary & Adelaide

Monthly cost

Estimated monthly cost

$3,485/mo

Mortgage
$3,095
Property tax
$390
Down payment$139,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$152,236

$139,800 down + $12,436 to $13,686 in closing costs

Ontario land transfer tax
$10,455
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$231

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$699,000

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