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Rural ResidentialListed 212 days ago

$1,199,800

1109 Effingham Street, Pelham, ON L0S 1C0

662 - Fonthill · Pelham · L0S 1C0

Listing brokerage: EASY LIST REALTY LTD.

Beds
3
Baths
1
Sq ft
700–1100
Parking
11

Monthly costs

Property taxes

$396/mo

$4,755 a year (2026)

The home

Lot size
150 × 291 ft
Style
Bungalow
Basement
Finished
Parking
11 spots · Detached
Faces
West
Age
51-99 years
Heating · cooling
Baseboard
Possession
3 months/ flexible

About this home

*** Visit the REALTOR website for further information about this Listing *** Rare 1-Acre Property in Prestigious Rural Residential Area! This charming property sits on 1 acre in an area surrounded by high-value homes and has had only one owner since it was originally built. The home offers approximately 989 sq. ft. on the main level plus a full basement of similar size. The main floor features an open-concept family room, dining area, and kitchen, along with three bedrooms and a 3-piece bathroom. The basement includes four additional finished rooms, offering flexible space for a recreation room, home office, hobby rooms, or potential fourth bedroom. Property Features: Poured concrete foundation, Electrical panel updated in 2021, Electric baseboard heating with individual room controls, Natural gas available at the property line (Effingham Street), Fibre optic internet installed. The property is serviced by cistern water and septic, with A1 zoning. Parking & Garage: The double driveway provides parking for 8+ vehicles. A three-bay garage constructed with cinder block includes high-voltage electrical service, offering excellent space for a workshop, storage, or hobby use. There may also be the opportunity to build a second-floor dwelling or office above the garage. Additional Information: 2022 professional topographical survey available (Roy Kirkup Mascoe Ure Surveying - J.D. Barnes Ltd.). Convenient access to shopping, restaurants, grocery stores, and daily services in nearby communities. The property is located within the Niagara wine region and within driving distance to wineries, orchards, farm markets, Approx 20 minutes to Niagara Falls Close to historic Niagara-on-the-Lake Access to Lake Erie beaches, marinas, and regional parks. Wonderful neighbours complete the picture.

All details26 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
5
Den / family room
Yes
Size
700-1100 sq ft

Features

  • Auto Garage Door Remote
  • Carpet Free
  • Primary Bedroom - Main Floor
  • Sump Pump

Accessibility

  • Hallway Width 36-41 Inches
  • Multiple Entrances

Heating & Cooling

Heat source
Electric

Parking

Covered spaces
3

Features

  • Private Double

Exterior & Lot

Exterior
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Poured Concrete
View
Forest

Exterior features

  • Year Round Living

Utilities

Sewer
Septic

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
X12888636
Type
Rural Residential
Transaction
For Sale
Neighbourhood
662 - Fonthill
Original price
$1,488,800
Cross streets
Effingham Street & Welland Road
Rooms · 12Primary Bedroom, Bedroom 2, Bedroom 3, Living Room, Breakfast, Kitchen, Bathroom, Utility Room, Recreation, Pantry, Laundry, Washroom
  • Primary Bedroom

    Ground

    3.66 × 3.35 m · 12′0″ × 11′0″

  • Bedroom 2

    Ground

    3.05 × 2.44 m · 10′0″ × 8′0″

  • Bedroom 3

    Ground

    3.66 × 2.74 m · 12′0″ × 9′0″

  • Living Room

    Ground

    6.40 × 3.96 m · 21′0″ × 13′0″

  • Breakfast

    Ground

    3.66 × 3.35 m · 12′0″ × 11′0″

  • Kitchen

    Ground

    5.49 × 3.35 m · 18′0″ × 11′0″

  • Bathroom

    Ground

    2.44 × 1.52 m · 8′0″ × 5′0″

  • Utility Room

    Basement

    3.35 × 1.22 m · 11′0″ × 4′0″

  • Recreation

    Basement

    7.01 × 3.96 m · 23′0″ × 13′0″

  • Pantry

    Basement

    5.79 × 2.74 m · 19′0″ × 9′0″

  • Laundry

    Basement

    6.70 × 4.27 m · 22′0″ × 14′0″

  • 3-piece washroom

    Ground

History

Past listings and sales for this home and building.

Location

1109 Effingham Street, Pelham, ON L0S 1C0 · Near Effingham Street & Welland Road

Monthly cost

Estimated monthly cost

$5,709/mo

Mortgage
$5,312
Property tax
$396
Down payment$239,960 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$262,415

$239,960 down + $22,455 to $23,705 in closing costs

Ontario land transfer tax
$20,471
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$234

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$1,199,800

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