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DetachedListed 27 days ago

$649,900

224 O'Neil Street, Peterborough, ON K9K 0H5

Monaghan Ward 2 · Peterborough · K9K 0H5

Listing brokerage: Exit Realty Liftlock

Beds
3
Baths
3
Sq ft
2000–2500
Parking
2

Monthly costs

Property taxes

$118/mo

$1,417 a year (2026)

The home

Lot size
30 × 108.3 m
Style
2-Storey
Basement
Unfinished
Parking
2 spots · Attached
Faces
South
Heating · cooling
Forced Air, Central Air
Possession
Immediate

Open house

  • Saturday, Oct 17 · 1:30–3 PM

    In person · no appointment needed

About this home

Welcome to 224 O'Neil Street, NEW home in the desirable Trails of Lily lake subdivision! This 2 storey family home offers over 2000 sq. ft. of finished living space above grade, designed with comfort and functionality in mind. The main floor greets you with a spacious foyer and a convenient 2 piece powder room. The heart of the home is the modern kitchen, complete with a large island, ample storage, and an open layout perfect for gatherings. The cozy living room features a gas fireplace, there is a large dining area with Patio doors leading to the backyard and deck - ideal for summer evenings outdoors. Upstairs, the primary retreat boasts a 4 piece ensuite with a separated soaker tub for that quiet time we all need now and then Plus a walk-in closet. Two additional bedrooms, a 5 piece bathroom, and the bonus of upper-level laundry provide everything a busy family needs. The unfinished basement offers endless possibilities for future living space or storage. A single-car garage with direct entry to the home completes this exceptional property.

All details22 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
8
Size
2000-2500 sq ft
Fireplace
Living Room, Natural Gas

Features

  • Air Exchanger
  • ERV/HRV
  • Floor Drain
  • Water Meter

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Features

  • Private

Exterior & Lot

Roof
Fibreglass Shingle
Foundation
Poured Concrete
Exterior
Aluminum Siding, Brick Front

Utilities

Sewer
Sewer

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
X13799144
Type
Detached
Transaction
For Sale
Neighbourhood
Monaghan Ward 2
Cross streets
York Street to O'Neil
Original price
$659,900
Rooms · 11Foyer, Kitchen, Dining Room, Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Laundry, Washroom ×3
  • Foyer

    Main

    3.11 × 2.84 m · 10′2″ × 9′4″

    Closet, Access To Garage, 2 Way Fireplace

  • Kitchen

    Main

    3.62 × 3.21 m · 11′11″ × 10′6″

    Quartz Counter

  • Dining Room

    Main

    2.36 × 3.21 m · 7′9″ × 10′6″

    W/O To Deck

  • Living Room

    Main

    6.18 × 3.56 m · 20′3″ × 11′8″

    Fireplace

  • Primary Bedroom

    Second

    4.15 × 3.77 m · 13′7″ × 12′4″

    Walk-In Closet(s), 4 Pc Ensuite, Broadloom

  • Bedroom 2

    Second

    4.37 × 3.45 m · 14′4″ × 11′4″

    Closet, Broadloom

  • Bedroom 3

    Second

    3.71 × 3.42 m · 12′2″ × 11′3″

    Closet, Broadloom

  • Laundry

    Second

    1.73 × 3.47 m · 5′8″ × 11′5″

    Tile Floor

  • 4-piece washroom

    Second

  • 5-piece washroom

    Second

  • 2-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

224 O'Neil Street, Peterborough, ON K9K 0H5 · Near York Street to O'Neil

Monthly cost

Estimated monthly cost

$2,996/mo

Mortgage
$2,878
Property tax
$118
Down payment$129,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$141,273

$129,980 down + $11,293 to $12,543 in closing costs

Ontario land transfer tax
$9,473
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$70

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$649,900

Open house Sat 1:30–3 PM

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