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DetachedListed 50 days ago

$679,000

4654 Mcneil Street, Ramara, ON L3V 0M9

Atherley · Ramara · L3V 0M9

Listing brokerage: RIGHT AT HOME REALTY

Beds
3
Baths
1
Sq ft
700–1100
Parking
4

Monthly costs

Property taxes

$233/mo

$2,801 a year (2025)

The home

Lot size
139.3 × 165 ft
Style
Bungalow-Raised
Basement
Walk-Out
Parking
4 spots · Attached
Faces
West
Heating · cooling
Baseboard, Window Unit(s)
Possession
Flexible

About this home

Introducing 4654 McNeil Street Has All You've Been Looking For - A Private Retreat Where Nature, Comfort, And Opportunity Meet. Picture this: morning coffee on the back deck, surrounded by towering trees and total privacy. Nestled among newer luxury homes, this is where you slow down, breathe easy, and finally feel at home.This Bungalow Home Has Lots to offer! Tucked Away On A Rare 139' x 165' Premium Lot Embraced By Mature Trees And Lush Greenery, This Charming Bungalow Delivers The Peaceful, Low-Maintenance Lifestyle So Many Are Searching For And So Few Ever Find. Inside, A Bright And Welcoming Layout Unfolds With Three Generous Bedrooms, A Spacious Kitchen And Dining Area, And An Impressive Living Room Anchored By A Stunning Oversized Picture Window - A Signature Feature That Bathes The Home In Natural Light And Frames The Greenery Beyond Like Living Artwork.Step Out To The Beautiful Back Deck And Start Your Mornings With Coffee In Complete Tranquility, Sheltered By Towering Trees And Total Natural Privacy. This Is The Kind Of Setting That Turns Everyday Moments Into A Getaway. The Walk-Out Lower Level Is A True Showstopper - Sun-Filled, Warm, And Brimming With Possibility. Picture A Family Room, Home Theatre, Or Entertainer's Lounge, All Centred Around A Cozy Gas Fireplace Made For Winter Evenings And Lasting Memories. Meticulously Maintained And Thoughtfully Upgraded, The Home Features A Brand-New 200-Amp Electrical Panel Ready For EV Charging, A Workshop, Or Whatever Your Future Holds - Plus A Roof Replaced Approximately 10 Years Ago. An Attached Garage And Two Large Garden Sheds Handle All Your Storage With Ease.Best Of All? You're Just 5 Minutes From A Stunning Waterfront Park And Beach, And 7 Minutes From Every Amenity Orillia Offers - All In A Coveted Enclave Of Newer Luxury Homes That Reflects The Area's Rising Value And Prestige.If You've Been Waiting For A Home That Lets You Slow Down, Breathe Easy, And Truly Feel At Home - This Is The One!

All details21 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
6
Den / family room
Yes
Size
700-1100 sq ft
Fireplace
Natural Gas

Features

  • Other
  • In-Law Capability

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Exterior & Lot

Exterior
Brick, Aluminum Siding
Roof
Asphalt Shingle
Foundation
Concrete

Utilities

Sewer
Septic

Taxes & Fees

HST
Included In

Listing

MLS® number
S13709572
Type
Detached
Transaction
For Sale
Neighbourhood
Atherley
Cross streets
HWY 12 to McNeil St
Rooms · 10Kitchen, Dining Room, Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Family Room, Utility Room, Laundry, Washroom
  • Kitchen

    Main

    2.73 × 2.54 m · 8′11″ × 8′4″

    Stainless Steel Appl, Large Window

  • Dining Room

    Main

    2.87 × 3.15 m · 9′5″ × 10′4″

    W/O To Sundeck, Open Concept

  • Living Room

    Main

    4.00 × 3.15 m · 13′1″ × 10′4″

    Large Window, Open Concept, Combined w/Dining

  • Primary Bedroom

    Main

    4.04 × 2.80 m · 13′3″ × 9′2″

    Large Window, Large Closet

  • Bedroom 2

    Main

    3.96 × 2.74 m · 13′0″ × 9′0″

    Window, Closet

  • Bedroom 3

    Main

    3.21 × 2.92 m · 10′6″ × 9′7″

    Window, Closet

  • Family Room

    Basement

    7.88 × 6.09 m · 25′10″ × 20′0″

    Above Grade Window, Gas Fireplace, Open Concept

  • Utility Room

    Basement

    3.80 × 2.70 m · 12′6″ × 8′10″

  • Laundry

    Basement

    4.22 × 2.65 m · 13′10″ × 8′8″

  • 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

4654 Mcneil Street, Ramara, ON L3V 0M9 · Near HWY 12 to McNeil St

Monthly cost

Estimated monthly cost

$3,240/mo

Mortgage
$3,006
Property tax
$233
Down payment$135,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$147,743

$135,800 down + $11,943 to $13,193 in closing costs

Ontario land transfer tax
$10,055
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$138

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$679,000

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