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DetachedListed 7 days ago

$629,900

2707 Stephen Drive, Ramara, ON L0K 1B0

Brechin · Ramara · L0K 1B0

Listing brokerage: RE/MAX COUNTRY LAKES REALTY INC.

Beds
3
Baths
3
Sq ft
2000–2500
Parking
10

Monthly costs

Property taxes

$304/mo

$3,652 a year (2025)

The home

Lot size
173.3 × 150 ft
Style
1 1/2 Storey
Basement
Crawl Space
Parking
10 spots · Attached
Faces
West
Age
31-50 years
Heating · cooling
Forced Air, Central Air
Possession
TBA

About this home

Beautiful Rustic Cape Cod Home on a Private Corner Lot! The perfect blend of rustic charm and country living in this lovely home, situated on a private lot of just over half an acre, Offering a bright, airy atmosphere with high ceilings and gorgeous wide-plank pine flooring, this home is designed for those who appreciate space, efficiency and a relaxed lifestyle. Equivalent to an R-2000 home, with impressively low heat & hydro bills. The spacious living room features a cozy wood insert fireplace and W/O to the rear deck, complete with a Jacuzzi hot tub (2023) and canopy, Open to the living room, the custom kitchen showcases beautiful quartz countertops, a large island with bar seating and bluetooth S/S appl's. A formal dining rm and an additional main floor family room with a second wood insert fireplace offers space for everyday living. The large front entry welcomes you with an elegant chandelier, while the convenient main floor laundry rm and 2-piece powder add to the home's functionality. Upstairs, the generous primary bdrm offers a walk-in closet, 4-piece en-suite and access to above the garage; create your own private sitting room, studio or additional liv space. Two add'l bdrms share a second 4-piece bath, making this an ideal layout. The insulated two-car garage, full cement pad in the crawl space with excellent storage, and newer paved driveway provide added convenience. Numerous updates include a newer propane forced-air furnace (2024), exterior siding (2015), All new windows (24 in 2015), 35-year shingles (2015) and a newer owned on-demand hot water system. A sought-after community offering an impressive 2-acre waterfront recreation area ($100 Yearly Association fee) with walking trails, two docks, picnic tables, a beach and boat ramp. Whether you're looking to retire or enjoy a more relaxed pace of life, this charming Cape Cod offers an exceptional opportunity to enjoy the best of country living with wonderful waterfront amenities close at hand!

All details28 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
14
Den / family room
Yes
Size
2000-2500 sq ft
Fireplace
Family Room, Living Room, Wood

Features

  • Auto Garage Door Remote
  • On Demand Water Heater
  • Propane Tank
  • Water Meter

Heating & Cooling

Heat source
Propane

Parking

Covered spaces
2

Features

  • Private Double

Exterior & Lot

Exterior
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete
View
Trees/Woods
Waterfront
WaterfrontCommunity
Water body
Lake Simcoe

Other structures

  • Garden Shed

Exterior features

  • Canopy
  • Deck
  • Privacy
  • Year Round Living

Utilities

Sewer
Septic

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
S13872690
Type
Detached
Transaction
For Sale
Neighbourhood
Brechin
Cross streets
Ramara Rd 47 & Stephen Dr
Co-listing brokerage
RE/MAX COUNTRY LAKES REALTY INC.
Rooms · 14Foyer, Office, Family Room, Dining Room, Kitchen, Living Room, Laundry, Primary Bedroom, Other, Bedroom 2, Bedroom 3, Washroom ×3
  • Foyer

    Main

    3.78 × 3.58 m · 12′5″ × 11′9″

    Hardwood Floor, Double Closet

  • Office

    Main

    3.87 × 3.45 m · 12′8″ × 11′4″

    Hardwood Floor, Window

  • Family Room

    Main

    6.02 × 3.80 m · 19′9″ × 12′6″

    Hardwood Floor, Fireplace, French Doors

  • Dining Room

    Main

    3.81 × 3.37 m · 12′6″ × 11′1″

    Hardwood Floor, Window

  • Kitchen

    Main

    5.61 × 3.16 m · 18′5″ × 10′4″

    Quartz Counter, Centre Island, B/I Dishwasher

  • Living Room

    Main

    5.99 × 4.52 m · 19′8″ × 14′10″

    Hardwood Floor, Fireplace, Ceiling Fan(s)

  • Laundry

    Main

    2.17 × 1.36 m · 7′1″ × 4′6″

    Slate Flooring

  • Primary Bedroom

    3.67 × 5.60 m · 12′0″ × 18′4″

    Hardwood Floor, 4 Pc Ensuite, Walk-In Closet(s)

  • Other

    2.91 × 3.07 m · 9′7″ × 10′1″

    Hardwood Floor, Closet

  • Bedroom 2

    3.97 × 4.74 m · 13′0″ × 15′7″

    Hardwood Floor, Closet, Window

  • Bedroom 3

    3.29 × 3.88 m · 10′10″ × 12′9″

    Hardwood Floor, Closet, Window

  • 2-piece washroom

    Ground

  • 4-piece washroom

    Second

  • 4-piece washroom

    Second

History

Past listings and sales for this home and building.

Location

2707 Stephen Drive, Ramara, ON L0K 1B0 · Near Ramara Rd 47 & Stephen Dr

Monthly cost

Estimated monthly cost

$3,093/mo

Mortgage
$2,789
Property tax
$304
Down payment$125,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$136,983

$125,980 down + $11,003 to $12,253 in closing costs

Ontario land transfer tax
$9,073
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$180

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$629,900

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