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DetachedListed 32 days ago

$789,900

2728 Lone Birch Trail, Ramara, ON L0K 1B0

Brechin · Ramara · L0K 1B0

Listing brokerage: CENTURY 21 HERITAGE GROUP LTD.

Beds
3
Baths
1
Sq ft
700–1100
Parking
2
Virtual tour

Monthly costs

Property taxes

$315/mo

$3,784 a year (2026)

The home

Lot size
50 × 87.4 ft
Style
Bungalow
Basement
Crawl Space
Parking
2 spots
Faces
West
Heating · cooling
Forced Air, Central Air
Possession
Immediate - 30 days!

About this home

Leave the busy life behind and discover the simple pleasure of cottage life on beautiful Lake Simcoe. This well-maintained, completely furnished waterfront bungalow is the perfect place to relax & unwind with family and friends. Open-concept layout featuring a spacious entrance with plenty of room for storage and a convenient dryer. The cottage offers three generous bedrooms and a 3-piece bathroom, making it comfortable for weekend getaways or extended stays. The inviting living room is highlighted by a wood-burning fireplace and beautiful views of the lake, creating the perfect setting for cozy evenings. A good-sized kitchen features a breakfast area. Step through to the impressive 322 sq. ft. lakeside deck, where you can enjoy breathtaking views of Lake Simcoe, morning coffees and sunsets. A second 233 sq. ft. front deck provides even more outdoor space to enjoy throughout the day. Storage is plentiful, with a shed, crawl space and additional storage tucked beneath the decks - ideal for keeping cottage essentials, water toys and outdoor equipment organized. Amenities close by, Restaurants, Local Marina & Grocery Stores. This Lake Simcoe cottage offers the opportunity to slow down and enjoy what cottage life is all about. Wake up to beautiful views, spend your days by the water and enjoy the lake!

All details28 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
6
Size
700-1100 sq ft
Fireplace
Wood

Features

  • Primary Bedroom - Main Floor

Accessibility

  • Multiple Entrances
  • Open Floor Plan

Heating & Cooling

Heat source
Propane

Parking

Covered spaces
0

Features

  • Private

Exterior & Lot

Exterior
Aluminum Siding
Roof
Shingles
Foundation
Poured Concrete
View
Lake
Waterfront
Direct
Water body
Lake Simcoe

Other structures

  • Shed

Exterior features

  • Deck
  • Fishing
  • Landscaped

Utilities

Sewer
Holding Tank

Taxes & Fees

HST
Included In

Listing

MLS® number
S13776108
Type
Detached
Transaction
For Sale
Neighbourhood
Brechin
Cross streets
Hwy 12 to Hwy 48, Turn Left on Lone BirchTrail.
Co-listing brokerage
CENTURY 21 HERITAGE GROUP LTD.
Rooms · 7Foyer, Kitchen, Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Washroom
  • Foyer

    Main

    2.64 × 2.65 m · 8′8″ × 8′8″

    Linoleum, Overlooks Frontyard

  • Kitchen

    Main

    7.62 × 7.62 m · 25′0″ × 25′0″

    Linoleum, W/O To Deck, Open Concept

  • Living Room

    Main

    7.62 × 7.62 m · 25′0″ × 25′0″

    Linoleum, Overlook Water, Fireplace

  • Primary Bedroom

    Main

    2.70 × 3.21 m · 8′10″ × 10′6″

    Broadloom, Large Window, Closet

  • Bedroom 2

    Main

    2.25 × 2.33 m · 7′5″ × 7′8″

    Linoleum, Window

  • Bedroom 3

    Main

    2.63 × 2.35 m · 8′8″ × 7′9″

    Linoleum, Window, Closet

  • 3-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

2728 Lone Birch Trail, Ramara, ON L0K 1B0 · Near Hwy 12 to Hwy 48, Turn Left on Lone BirchTrail.

Monthly cost

Estimated monthly cost

$3,813/mo

Mortgage
$3,498
Property tax
$315
Down payment$157,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$172,190

$157,980 down + $14,210 to $15,460 in closing costs

Ontario land transfer tax
$12,273
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$187

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$789,900

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