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DetachedListed 1 day ago

$729,900

2509 Talbot Lane, Ramara, ON L0K 1B0

Rural Ramara · Ramara · L0K 1B0

Listing brokerage: RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Beds
3
Baths
2
Sq ft
1500–2000
Parking
5
Virtual tour

Monthly costs

Property taxes

$155/mo

$1,865 a year (2026)

The home

Lot size
43.5 × 120 ft
Style
2-Storey
Parking
5 spots
Faces
South
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

Experience relaxed waterfront living at 2509 Talbot Lane, a beautifully redesigned and extensively renovated two-storey residence set directly on the Talbot River, flowing into Lake Simcoe. Offering 3 bedrooms and 2 bathrooms, this bright, open-concept home blends modern comfort with a peaceful natural setting. Enjoy direct river frontage, your own dock, and endless opportunities for fishing, kayaking, canoeing or simply relaxing by the water. Approximately 1.5 hours from the GTA, this property is ideal as a year-round home or private retreat. Extensive upgrades include a new high-efficiency furnace with central air, 200-amp electrical service, electric tankless on-demand water heater, and a private river-fed water system with pressure tank and pump, providing efficient, year-round comfort. The sale includes two parcels, with an additional parcel located across Talbot Lane, offering added outdoor and storage space. A unique opportunity to enjoy nature, privacy and modern waterfront living.

All details24 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
6
Size
1500-2000 sq ft

Features

  • Carpet Free
  • Water Heater Owned
  • On Demand Water Heater

Heating & Cooling

Heat source
Propane

Parking

Covered spaces
0

Exterior & Lot

Exterior
Vinyl Siding
Roof
Metal
Foundation
Slab
View
River, Water
Waterfront
Direct
Water body
Talbot River

Other structures

  • Storage

Exterior features

  • Fishing
  • Year Round Living

Utilities

Sewer
Holding Tank

Taxes & Fees

HST
Included In

Listing

MLS® number
S14028094
Type
Detached
Transaction
For Sale
Neighbourhood
Rural Ramara
Cross streets
Ramara Rd 47/Talbot Lane
Rooms · 9Foyer, Kitchen, Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Washroom ×2
  • Foyer

    Main

    3.39 × 3.06 m · 11′2″ × 10′1″

    Laminate, Closet

  • Kitchen

    Main

    4.75 × 4.49 m · 15′7″ × 14′9″

    Laminate, Backsplash, Stainless Steel Appl

  • Living Room

    Main

    5.42 × 4.38 m · 17′9″ × 14′4″

    Laminate, Sliding Doors, W/O To Water

  • Dining Room

    Main

    2.77 × 2.50 m · 9′1″ × 8′2″

    Laminate, Large Window, Overlook Water

  • Primary Bedroom

    Upper

    4.67 × 4.47 m · 15′4″ × 14′8″

    Laminate, W/O To Balcony, Overlook Water

  • Bedroom 2

    Main

    3.17 × 2.30 m · 10′5″ × 7′7″

    Laminate, Window, Closet

  • Bedroom 3

    Main

    3.43 × 2.17 m · 11′3″ × 7′1″

    Laminate, Window, Closet

  • 2-piece washroom

    Main

  • 4-piece washroom

    Upper

History

Past listings and sales for this home and building.

Location

2509 Talbot Lane, Ramara, ON L0K 1B0 · Near Ramara Rd 47/Talbot Lane

Monthly cost

Estimated monthly cost

$3,387/mo

Mortgage
$3,232
Property tax
$155
Down payment$145,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$158,895

$145,980 down + $12,915 to $14,165 in closing costs

Ontario land transfer tax
$11,073
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$92

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$729,900

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