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DetachedListed 70 days ago

$799,900

2865 Concession A Road, Ramara, ON L0K 1B0

Rural Ramara · Ramara · L0K 1B0

Listing brokerage: RE/MAX COUNTRY LAKES REALTY INC.

Beds
4+1
Baths
3
Sq ft
2000–2500
Parking
22
Virtual tour

Monthly costs

Property taxes

$353/mo

$4,240 a year (2025)

The home

Lot size
210 × 210 ft
Style
Bungalow
Basement
Full, Partially Finished
Parking
22 spots · Attached
Faces
South
Age
16-30 years
Heating · cooling
Heat Pump, Central Air
Possession
TBA

About this home

Welcome to country living at its finest! Set on a picturesque 1-acre lot with sweeping field views and just steps to Lake Simcoe with direct lake access at the end of the street, this custom-built all-brick ranch bungalow offers exceptional space, quality craftsmanship, and outstanding multi-generational living potential. Featuring over 1600 sq ft of finished main floor living this impressive home offers 3+1 bedrooms and 2 bathrooms, Plus*** a full separate and private 740 sq ft in-law suite with sep entrance, 1 bedroom, living room, kitchenette, and a 4-piece bath!! For a total of 2340 Sq Ft of main level space. The bright open-concept main floor showcases a spacious living room, custom maple kit with large centre island, breakfast bar, and dining area w/walkout to the rear deck overlooking peaceful countryside and stunning sunsets. Hardwood floors flow throughout, while the oversized guest bath includes convenient main floor laundry. The spacious primary bedroom offers a walk-in closet, walkout to a small porch, and shared ensuite with the second bedroom. A third bedroom makes an ideal home office, while the screened in front sunroom is perfect for bug free relaxing. The 1600 sq ft partially finished bsmnt features a fifth Bdrm with walk-in closet, rough-in for a future bath, Dri-Core subfloor, large recreation room with pool table, and entertainment area with projector screen. The impressive 1,400 sq. ft. insulated and heated double garage provides exceptional space for vehicles, toys, or a workshop. Built by the current owner with quality in mind, 2x6 construction, this home also features a UV filtration system, reverse osmosis drinking water, water softener, and Bluetooth/Wi-Fi whole-home audio speakers in each room! A rare opportunity to enjoy quality craftsmanship, generous living space, and peaceful country living just moments from beautiful Lake Simcoe. experience beautiful western sunsets every night without waterfront taxes!

All details30 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
4+1
Bathrooms
3
Kitchens
2
Rooms
10
Size
2000-2500 sq ft
Fireplace
Wood Stove
Central vacuum
Yes

Features

  • Central Vacuum
  • ERV/HRV
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Rough-In Bath
  • Sump Pump
  • Water Heater Owned
  • Water Purifier
  • Water Treatment

Accessibility

  • Hallway Width 42 Inches or More

Heating & Cooling

Heat source
Electric

Parking

Covered spaces
2

Features

  • Circular Drive

Exterior & Lot

Exterior
Brick
Roof
Asphalt Shingle
Foundation
Poured Concrete
View
Clear, Trees/Woods
Waterfront
WaterfrontCommunity
Water body
Lake Simcoe

Other structures

  • Garden Shed

Exterior features

  • Lighting
  • TV Tower/Antenna

Utilities

Sewer
Septic

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
S13640994
Type
Detached
Transaction
For Sale
Neighbourhood
Rural Ramara
Original price
$849,900
Cross streets
Highway 12 & Concession Rd A
Co-listing brokerage
RE/MAX COUNTRY LAKES REALTY INC.
Rooms · 16Room ×2, Dining Room, Kitchen ×2, Living Room ×2, Primary Bedroom, Bedroom 2, Bedroom 3, Other, Bedroom ×2, Washroom ×3
  • Room

    Main

    2.39 × 3.81 m · 7′10″ × 12′6″

    Hardwood Floor, W/O To Porch, Double Closet

  • Dining Room

    Main

    3.84 × 4.21 m · 12′7″ × 13′10″

    Hardwood Floor, Pot Lights, Window

  • Kitchen

    Main

    6.31 × 4.05 m · 20′8″ × 13′3″

    Ceiling Fan(s), Picture Window

  • Living Room

    Main

    6.78 × 4.16 m · 22′3″ × 13′8″

    Hardwood Floor, Ceiling Fan(s), Picture Window

  • Primary Bedroom

    Main

    4.60 × 4.00 m · 15′1″ × 13′1″

    W/O To Deck, Walk-In Closet(s), Ensuite Bath

  • Bedroom 2

    Main

    4.20 × 3.18 m · 13′9″ × 10′5″

    Broadloom, Double Closet, Ceiling Fan(s)

  • Bedroom 3

    Main

    2.69 × 2.69 m · 8′10″ × 8′10″

    Window, Hardwood Floor, Combined w/Office

  • Other

    Main

    6.59 × 1.72 m · 21′7″ × 5′8″

    W/O To Yard

  • Living Room

    4.06 × 2.50 m · 13′4″ × 8′2″

    Laminate, W/O To Deck, Ceiling Fan(s)

  • Kitchen

    5.11 × 1.62 m · 16′9″ × 5′4″

    Laminate

  • Bedroom

    3.88 × 3.84 m · 12′9″ × 12′7″

    Window, Closet

  • Room

    Basement

    26.40 × 17.11 m · 86′7″ × 56′2″

  • Bedroom

    Basement

    3.78 × 3.68 m · 12′5″ × 12′1″

    Dropped Ceiling, Broadloom, Walk-In Closet(s)

  • 4-piece washroom

    Ground

  • 4-piece washroom

    Ground

  • 3-piece washroom

    Ground

History

Past listings and sales for this home and building.

Monthly cost

Estimated monthly cost

$3,895/mo

Mortgage
$3,542
Property tax
$353
Down payment$159,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$174,412

$159,980 down + $14,432 to $15,682 in closing costs

Ontario land transfer tax
$12,473
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$209

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$799,900

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