$578,000
3965 Hilltop Road, Ramara, ON L3V 6H7
Rural Ramara · Ramara · L3V 6H7
Listing brokerage: MASTER`S TRUST REALTY INC.
- Beds
- 3
- Baths
- 1
- Sq ft
- 700–1100
- Parking
- 6
Monthly costs
Property taxes
$136/mo
$1,635 a year (2026)
The home
- Lot size
- 60 × 200 ft
- Style
- Bungalow
- Basement
- Crawl Space
- Parking
- 6 spots
- Faces
- East
- Heating · cooling
- Forced Air, Central Air
- Possession
- 30/60
About this home
Affordable Lake Simcoe Living! Welcome to 3965 Hilltop Rd in the beautiful community of Ramara, just walking minutes fromthe shores of Lake Simcoe. This charming 3-bedroom bungalow sits on a generous 60 x 200 ft lot, offering plenty of outdoor space andparking for up to 6 vehicles. Perfect for first-time buyers, weekend cottage seekers, or investors, this property provides a rare opportunity to live near Lake Simcoe at an affordable price. Enjoy easy access to nearby beaches, boating, fishing, and year-round outdoor recreation, all within approximately 90 minutes from Toronto. Brandnew updates with Kitchen, Washroom, Floor, New painting (2026/8), updated septic system, new Raisers(2026/10) , sumppump (2019),Furnace(2019) making this home move-in ready with great potential. Whether you're looking for a peaceful retreat, starter home, or weekend escape from the city, this property offers incredible value in one of Ontario's most desirable lakefront regions.
All details22 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 6
- Den / family room
- Yes
- Size
- 700-1100 sq ft
Features
- Other
Heating & Cooling
- Heat source
- Propane
Parking
- Covered spaces
- 0
Features
- Private
Exterior & Lot
- Exterior
- Vinyl Siding
- Roof
- Shingles
Utilities
- Sewer
- Septic
Taxes & Fees
- HST
- Included In
Listing
- MLS® number
- S13877862
- Type
- Detached
- Transaction
- For Sale
- Neighbourhood
- Rural Ramara
- Original price
- $528,000
- Cross streets
- Mcrae Park Rd/Hilltop Rd
Rooms · 1Washroom
4-piece washroom
Main
History
Past listings and sales for this home and building.
Location
3965 Hilltop Road, Ramara, ON L3V 6H7 · Near Mcrae Park Rd/Hilltop Rd
Monthly cost
Estimated monthly cost
$2,695/mo
- Mortgage
- $2,559
- Property tax
- $136
Amortization
Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.
Cash to close
Cash to close
$125,466
$115,600 down + $9,866 to $11,116 in closing costs
- Ontario land transfer tax
- $8,035
- Legal fees and disbursements
- $1,500 to $2,500
- Title insurance
- $250 to $500
- Property tax adjustment
- $81
Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.
The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
$578,000
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