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DetachedListed 19 days ago

$799,000

7700 Oak Point Road, Ramara, ON L0K 2B0

Rural Ramara · Ramara · L0K 2B0

Listing brokerage: RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Beds
3
Baths
1
Sq ft
1100–1500
Parking
4
Virtual tour

Monthly costs

Property taxes

$335/mo

$4,017 a year (2026)

The home

Lot size
55.5 × 100.8 ft
Style
Bungalow
Basement
Crawl Space
Parking
4 spots
Faces
West
Age
51-99 years
Heating · cooling
Baseboard
Possession
Flexible

About this home

3-BEDROOM WATERFRONT BUNGALOW WITH A GUEST BUNKIE, TWO FIREPLACES & BEAUTIFUL WESTERN EXPOSURE! Set directly on 55 feet of Lake Couchiching shoreline, this cottage pairs a beautifully landscaped setting with clean water, a dock that remains year-round and expansive decking along the lake. The fenced yard leads straight to the water, where multiple seating areas create space for summer afternoons, evening fires and long sunsets across the lake. Recent improvements include updated engineered hardwood flooring in the bedroom and dining room, a replaced deck and fence, updated exterior paint, select window and door upgrades, a replaced retaining wall and an updated Aquarobic septic system. The combined living and dining room features wood-panelled ceilings with pot lights and a fireplace, while the separate family room brings Lake Couchiching into view through a large bay window and double garden doors opening to the waterfront deck, with a second fireplace ready for cooler mornings and evenings. The kitchen offers ample cabinetry and counter space, stainless steel appliances and tile flooring. Three bedrooms, laundry and a 3-piece bath complete the cottage, while the separate bunkie provides additional sleeping accommodations, the drive shed offers storage for tools, water gear and seasonal items, and the driveway accommodates up to four vehicles. A Mitsubishi heat pump has its own thermostat, heating extends beneath the cottage, and the underside is spray-foamed with a vapour barrier. Municipal year-round road access keeps Washago shopping and Highway 11 only minutes away, with Orillia within easy driving distance. Spend the afternoon at your own shoreline, head out from the dock, come back for dinner by the water and stay for the western sky over Lake Couchiching.

All details28 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
6
Den / family room
Yes
Size
1100-1500 sq ft
Fireplace
Propane

Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Sewage Pump

Heating & Cooling

Heat source
Electric

Parking

Covered spaces
0

Features

  • Private Double

Exterior & Lot

Exterior
Board & Batten
Roof
Asphalt Shingle
Foundation
Block
Waterfront
Direct
Water body
Lake Couchiching
View
Lake, Trees/Woods, Water

Other structures

  • Drive Shed
  • Fence - Full
  • Other

Exterior features

  • Fishing
  • Landscaped

Utilities

Sewer
Septic

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
S13828028
Type
Detached
Transaction
For Sale
Neighbourhood
Rural Ramara
Cross streets
County Rd 169/Quetton St
Co-listing brokerage
RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Rooms · 8Foyer, Kitchen, Living Room, Family Room, Primary Bedroom, Bedroom 2, Bedroom 3, Washroom
  • Foyer

    Main

    2.27 × 1.75 m · 7′5″ × 5′9″

  • Kitchen

    Main

    3.25 × 2.81 m · 10′8″ × 9′3″

  • Living Room

    Main

    5.40 × 4.84 m · 17′9″ × 15′11″

    Combined w/Dining

  • Family Room

    Main

    4.10 × 5.32 m · 13′5″ × 17′5″

  • Primary Bedroom

    Main

    4.34 × 2.75 m · 14′3″ × 9′0″

  • Bedroom 2

    Main

    3.13 × 2.45 m · 10′3″ × 8′0″

  • Bedroom 3

    Main

    3.25 × 2.18 m · 10′8″ × 7′2″

  • 3-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

7700 Oak Point Road, Ramara, ON L0K 2B0 · Near County Rd 169/Quetton St

Monthly cost

Estimated monthly cost

$3,873/mo

Mortgage
$3,538
Property tax
$335
Down payment$159,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$174,203

$159,800 down + $14,403 to $15,653 in closing costs

Ontario land transfer tax
$12,455
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$198

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$799,000

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