$549,900
1866 Irish Line, Severn, ON L0K 1E0
Coldwater · Severn · L0K 1E0
Listing brokerage: Royal Lepage Kawartha Lakes Realty Inc.
- Beds
- 3
- Baths
- 1
- Sq ft
- 1100–1500
- Parking
- 10
Monthly costs
Property taxes
$180/mo
$2,165 a year (2026)
The home
- Lot size
- 145 × 457 ft
- Style
- 1 1/2 Storey
- Basement
- Partial Basement, Unfinished
- Parking
- 10 spots
- Faces
- North
- Heating · cooling
- Forced Air, Central Air
- Possession
- TBD
About this home
Charming 1.5-storey character home on 1.544 acres in Coldwater. This 3-bedroom, 1-bath property blends country privacy with thoughtful updates throughout. The main level offers an open-concept layout with a bright living room, dining room, and a spacious kitchen featuring updated cabinetry. Main-floor laundry adds everyday convenience, and the home is carpet-free throughout. Upstairs, the primary bedroom and second bedroom offer a comfortable private space. Recent updates include a durable steel roof, a new furnace, central air conditioning (2020), and a septic system emptied in 2025. The home also features an owned water heater, water softener, and sump pump for added peace of mind. Water is supplied by a drilled well. Outside, a detached 16' x 22' workshop with a wood stove offers exceptional space for hobbies, trades, or extra storage - heated and ready to use year-round. With no garage but 10 parking spaces on the property, there's plenty of room for vehicles, trailers, or toys. Set on a quiet rural road with easy access to Upper Big Chute Rd, this property offers a peaceful setting with 1,434 sq ft of finished living space, just a short drive from Coldwater's amenities and Orillia's conveniences. With flexible, immediate possession available, this move-in-ready property is an excellent opportunity for buyers seeking space, character, and country living.
All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 9
- Size
- 1100-1500 sq ft
Features
- Sump Pump
- Water Heater Owned
- Water Softener
- Carpet Free
Heating & Cooling
- Heat source
- Propane
Parking
- Covered spaces
- 0
Exterior & Lot
- Exterior
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete
Utilities
- Sewer
- Septic
Taxes & Fees
- HST
- Included In
Listing
- MLS® number
- S13745098
- Type
- Detached
- Transaction
- For Sale
- Neighbourhood
- Coldwater
- Cross streets
- Upper Big Chute Rd & Irish Line/Lovering Line
Rooms · 9Kitchen, Dining Room, Bedroom ×2, Living Room, Laundry, Bathroom, Primary Bedroom, Washroom
Kitchen
Main
3.93 × 5.38 m · 12′11″ × 17′8″
Dining Room
Main
4.75 × 4.21 m · 15′7″ × 13′10″
Bedroom
Main
3.35 × 5.23 m · 11′0″ × 17′2″
Living Room
Main
4.75 × 3.32 m · 15′7″ × 10′11″
Laundry
Main
3.65 × 2.15 m · 12′0″ × 7′1″
Bathroom
Main
2.21 × 1.52 m · 7′3″ × 5′0″
Primary Bedroom
Upper
7.16 × 3.55 m · 23′6″ × 11′8″
Bedroom
Upper
3.45 × 3.42 m · 11′4″ × 11′3″
4-piece washroom
Main
History
Past listings and sales for this home and building.
Location
1866 Irish Line, Severn, ON L0K 1E0 · Near Upper Big Chute Rd & Irish Line/Lovering Line
Monthly cost
Estimated monthly cost
$2,615/mo
- Mortgage
- $2,435
- Property tax
- $180
Amortization
Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.
Cash to close
Cash to close
$119,310
$109,980 down + $9,330 to $10,580 in closing costs
- Ontario land transfer tax
- $7,473
- Legal fees and disbursements
- $1,500 to $2,500
- Title insurance
- $250 to $500
- Property tax adjustment
- $107
Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.
The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
$549,900
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