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DetachedListed 42 days ago

$979,000

45 Sheppard Street, Severn, ON L0K 1E0

Coldwater · Severn · L0K 1E0

Listing brokerage: FARIS TEAM REAL ESTATE BROKERAGE

Beds
3+2
Baths
3
Sq ft
1500–2000
Parking
6
Virtual tour

Monthly costs

Property taxes

$45/mo

$538 a year (2025)

The home

Lot size
61.7 × 175.8 ft
Style
Bungalow
Basement
Finished, Full
Parking
6 spots · Attached
Faces
South
Age
0-5 years
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

Top 5 Reasons You Will Love This Home: 1) Enjoy the peace and privacy of a premium location situated at the end of a quiet street in the quaint village of Coldwater 2) This brand-new build features superior craftsmanship, including 9' main level ceilings, smooth painted ceilings throughout, and light oak hardwood flooring in the living areas and all bedrooms 3) Experience a high-end culinary environment with a custom kitchen featuring Rock Solid cabinetry, under-cabinet LED lighting, and a premium appliance package that includes a 36" gas range 4) Purchase with absolute confidence as the home comes with full Tarion Warranty Corporation coverage 5) Enjoy immediate peace of mind with a completely finished lower level, seamlessly expanding your overall living space for a growing family or multi-generational layout. *Please note some images have been virtually staged to show the potential of the home.

All details21 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3+2
Bathrooms
3
Kitchens
1
Rooms
6
Size
1500-2000 sq ft

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
2

Features

  • Private Double

Exterior & Lot

Exterior
Stone, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
In Addition To

Listing

MLS® number
S13737496
Type
Detached
Transaction
For Sale
Neighbourhood
Coldwater
Cross streets
Wyley St/Sheppard St
Co-listing brokerage
Faris Team Real Estate Brokerage
Rooms · 12Recreation, Bedroom ×4, Dining Room, Primary Bedroom, Living Room, Kitchen, Washroom ×3
  • Recreation

    Lower

    8.52 × 4.95 m · 27′11″ × 16′3″

    Vinyl Floor, Window, Recessed Lighting

  • Bedroom

    Lower

    4.12 × 3.76 m · 13′6″ × 12′4″

    Vinyl Floor, Closet, Window

  • Dining Room

    Main

    4.69 × 3.03 m · 15′5″ × 9′11″

    Hardwood Floor, Window, Sliding Doors

  • Primary Bedroom

    Main

    4.86 × 3.56 m · 15′11″ × 11′8″

    5 Pc Ensuite, Hardwood Floor, Walk-In Closet(s)

  • Bedroom

    Lower

    4.12 × 3.76 m · 13′6″ × 12′4″

    Vinyl Floor, Closet, Window

  • Living Room

    Main

    5.35 × 5.25 m · 17′7″ × 17′3″

    Hardwood Floor, Large Window, Recessed Lighting

  • Kitchen

    Main

    5.23 × 4.72 m · 17′2″ × 15′6″

    Hardwood Floor, Centre Island, Stainless Steel Appl

  • Bedroom

    Main

    3.63 × 3.02 m · 11′11″ × 9′11″

    Hardwood Floor, Closet, Window

  • Bedroom

    Main

    3.66 × 3.01 m · 12′0″ × 9′11″

    Hardwood Floor, Closet, Window

  • 4-piece washroom

    Main

  • 5-piece washroom

    Main

  • 4-piece washroom

    Lower

History

Past listings and sales for this home and building.

Location

45 Sheppard Street, Severn, ON L0K 1E0 · Near Wyley St/Sheppard St

Monthly cost

Estimated monthly cost

$4,380/mo

Mortgage
$4,335
Property tax
$45
Down payment$195,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$213,632

$195,800 down + $17,832 to $19,082 in closing costs

Ontario land transfer tax
$16,055
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$27

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$979,000

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