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DetachedListed 23 days ago

$674,900

10 Finlay Mill Road, Springwater, ON L0L 1X0

Midhurst · Springwater · L0L 1X0

Listing brokerage: RE/MAX HALLMARK CHAY REALTY

Beds
2+2
Baths
1
Sq ft
700–1100
Parking
5
Virtual tour

Monthly costs

Property taxes

$227/mo

$2,721 a year (2025)

The home

Lot size
100 × 140 ft
Style
Bungalow
Basement
Finished
Parking
5 spots · Detached
Faces
North
Age
51-99 years
Heating · cooling
Forced Air, Central Air
Possession
TBD

About this home

LARGE MATURE LOT IN MIDHURST | IDEAL LOCATION FOR HOME-BASED BUSINESS | MAINTAINED & UPDATED | Welcome to 10 Finlay Mill Road in Springwater! Does the amazing community of Midhurst --- and everything it has to offer --- catch your eye? This lovingly maintained and updated 2+2 bedroom detached bungalow is the home you've been waiting for. Situated on a large, fully fenced, mature lot in one of the area's most sought-afterschool districts, this property is steps from miles of scenic hiking and biking trails, offering the perfect blend of nature, convenience, and family-friendly living. Warmth and charm fill every room of this spacious home. The main floor features an open kitchen with tasteful white cabinetry (appliances included), overlooking the dining area with walkout to the backyard. The inviting family room showcases beautiful feature wall and cozy fireplace, creating an ideal space for everyday living. Two bedrooms, including the comfortable primary suite, along with a full bath complete this level. The lower level extends your functional living space with two additional generously sized bedrooms and a bright laundry room - perfect for growing families or convenience of your guests. The backyard is a true summertime gathering hub, offering a large deck, plenty of greenspace, a cozy firepit area, and the bonus of a fully insulated garage plus an oversized shed. Mature trees and perennial gardens enhance the privacy and natural beauty of the rear yard. Abundance of parking for residents, guests, RVs, etc. Move-in ready and full of character, this Midhurst beauty is the family home you've been waiting for! Take a look today!

All details27 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
2+2
Bathrooms
1
Kitchens
1
Rooms
6
Den / family room
Yes
Size
700-1100 sq ft
Fireplace
Living Room

Features

  • Other
  • Primary Bedroom - Main Floor

Accessibility

  • Accessible Public Transit Nearby
  • Neighbourhood With Curb Ramps

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Features

  • Private

Exterior & Lot

Exterior
Brick, Stone
Roof
Asphalt Shingle
Foundation
Concrete
View
Trees/Woods

Other structures

  • Fence - Full
  • Shed

Exterior features

  • Year Round Living
  • Landscaped

Utilities

Sewer
Septic

Taxes & Fees

HST
Included In

Listing

MLS® number
S13808902
Type
Detached
Transaction
For Sale
Neighbourhood
Midhurst
Cross streets
Highway 27 / Snow Valley Road / Finlay Mill Road
Co-listing brokerage
RE/MAX HALLMARK CHAY REALTY
Rooms · 12Kitchen, Living Room, Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Bathroom, Laundry, Exercise Room, Utility Room, Washroom
  • Kitchen

    Main

    6.07 × 2.74 m · 19′11″ × 9′0″

    Eat-in Kitchen, Sliding Doors, Kitchen

  • Living Room

    Main

    5.94 × 3.73 m · 19′6″ × 12′3″

    Fireplace, Living Room

  • Bedroom

    Main

    3.25 × 2.74 m · 10′8″ × 9′0″

    Bedroom

  • Bedroom 2

    Main

    3.18 × 2.67 m · 10′5″ × 8′9″

    Bedroom 2

  • Bedroom 3

    Lower

    5.11 × 3.58 m · 16′9″ × 11′9″

    Bedroom 3

  • Bedroom 4

    Lower

    5.66 × 3.84 m · 18′7″ × 12′7″

    Bedroom 4

  • Dining Room

    Main

    2.64 × 2.08 m · 8′8″ × 6′10″

    Breakfast Area, Walk-Out

  • Bathroom

    Main

    3.05 × 1.70 m · 10′0″ × 5′7″

    4 Pc Bath

  • Laundry

    Lower

    2.79 × 2.18 m · 9′2″ × 7′2″

  • Exercise Room

    Lower

    3.84 × 5.66 m · 12′7″ × 18′7″

  • Utility Room

    Lower

    2.36 × 3.17 m · 7′9″ × 10′5″

  • 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

10 Finlay Mill Road, Springwater, ON L0L 1X0 · Near Highway 27 / Snow Valley Road / Finlay Mill Road

Monthly cost

Estimated monthly cost

$3,215/mo

Mortgage
$2,988
Property tax
$227
Down payment$134,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$146,837

$134,980 down + $11,857 to $13,107 in closing costs

Ontario land transfer tax
$9,973
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$134

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$674,900

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