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DetachedListed 88 days ago

$749,000

23 Finlay Mill Road, Springwater, ON L9X 0N9

Midhurst · Springwater · L9X 0N9

Listing brokerage: ONE PERCENT REALTY LTD.

Beds
3
Baths
3
Sq ft
2000–2500
Parking
6

Monthly costs

Property taxes

$323/mo

$3,874 a year (2026)

The home

Lot size
85 × 200 ft
Style
Sidesplit 4
Basement
Finished
Parking
6 spots
Faces
West
Age
51-99 years
Heating · cooling
Forced Air, Central Air
Possession
prefer close end of august

About this home

Unique property in the heart of Midhurst * Main home is just over 1300 square feet * attached business are of 1163 square feet * easily converted into living space, maybe an inlaw space/rental space. OR convert it into a huge garage to house all the toys! Main home has 3 bedrooms and an office, living/dining rooms and kitchen with a walk out to the rear fenced yard. Lower level has Family Room and Laundry Room and lots of storage. Opportunity abounds, create what you need. Priced to sell - don't miss your opportunity to own in prestigious Midhurst for a great price!! A must see to appreciate all of the space

All details23 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
8
Den / family room
Yes
Size
2000-2500 sq ft

Features

  • Separate Heating Controls
  • Water Heater

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Exterior & Lot

Exterior
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation
Concrete

Other structures

  • Garden Shed

Utilities

Sewer
Septic

Taxes & Fees

HST
Included In

Listing

MLS® number
S13581164
Type
Detached
Transaction
For Sale
Neighbourhood
Midhurst
Original price
$775,000
Cross streets
BAYFIELD ST/FINLAY MILL RD
Rooms · 16Living Room, Dining Room, Kitchen, Primary Bedroom, Office, Bedroom 2, Bedroom 3, Family Room, Laundry, Great Room, Room, Bathroom ×2, Washroom ×3
  • Living Room

    Main

    6.40 × 3.40 m · 21′0″ × 11′2″

  • Dining Room

    Main

    2.92 × 2.69 m · 9′7″ × 8′10″

  • Kitchen

    Main

    3.66 × 2.74 m · 12′0″ × 9′0″

  • Primary Bedroom

    Lower

    4.27 × 2.90 m · 14′0″ × 9′6″

  • Office

    Lower

    3.35 × 2.90 m · 11′0″ × 9′6″

  • Bedroom 2

    Second

    3.66 × 3.35 m · 12′0″ × 11′0″

  • Bedroom 3

    Second

    4.11 × 2.74 m · 13′6″ × 9′0″

  • Family Room

    Basement

    6.32 × 3.35 m · 20′9″ × 11′0″

  • Laundry

    Basement

    3.81 × 2.59 m · 12′6″ × 8′6″

  • Great Room

    Main

    14.45 × 8.08 m · 47′5″ × 26′6″

    Carpet Free, Open Concept

  • Room

    Main

    3 Pc Bath

  • Bathroom

    Lower

    4 Pc Bath

  • Bathroom

    Main

    2 Pc Bath

  • 4-piece washroom

    Lower

  • 3-piece washroom

    Main

  • 2-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

23 Finlay Mill Road, Springwater, ON L9X 0N9 · Near BAYFIELD ST/FINLAY MILL RD

Monthly cost

Estimated monthly cost

$3,639/mo

Mortgage
$3,316
Property tax
$323
Down payment$149,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$163,196

$149,800 down + $13,396 to $14,646 in closing costs

Ontario land transfer tax
$11,455
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$191

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$749,000

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