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DetachedListed 7 days ago

$495,000

118 Lowell Avenue, St. Catharines, ON L2R 2E2

451 - Downtown · St. Catharines · L2R 2E2

Listing brokerage: RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Beds
3
Baths
2
Sq ft
1100–1500
Parking
2

Monthly costs

Property taxes

$234/mo

$2,808 a year (2026)

The home

Lot size
33 × 75 ft
Style
2-Storey
Basement
Full, Partially Finished
Parking
2 spots
Faces
South
Heating · cooling
Forced Air, Central Air
Possession
ASAP Preferred

About this home

Detached single-family two storey home with 3 bedrooms and 1.5 bathrooms (1 full / 1 two-piece) located in the friendly and welcoming Haig Street community of St.Catharines just North of the downtown business and entertainment district and nearby all necessities. On the main floor you will find a nice sized living room and dining room area, an eat-in kitchen, as well as a two-piece washroom. On the second floor there are three healthy sized bedrooms along with the full 4-piece bathroom as well as attic hatch access to a 3rd floor storage loft space. The basement is unfinished but good for storage and workshop space as well as hosts the washer, dryer, and laundry tub. Outside you'll find a fully fenced backyard with deck, gardens, and tool shed as well as a two car driveway and relaxing front porch with overhang. Located in the Harriet Tubman Public School, St.Catharines Collegiate Secondary School, St. Denis Catholic Elementary School, and Saint Francis Catholic Secondary School zones and within walking distance to parks, trails, a splash-pad, an off-leash dog park, and a variety of great local shops and restaurants.

All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
10
Size
1100-1500 sq ft

Features

  • Other

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Features

  • Private

Exterior & Lot

Roof
Asphalt Shingle
Foundation
Concrete
Exterior
Stone, Stucco (Plaster)

Utilities

Sewer
Sewer

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
X13875700
Type
Detached
Transaction
For Sale
Neighbourhood
451 - Downtown
Cross streets
Between Lake Street & York Street
Rooms · 14Foyer, Living Room, Dining Room, Kitchen, Bathroom ×2, Other, Bedroom ×3, Loft, Room, Washroom ×2
  • Foyer

    Main

    4.39 × 1.39 m · 14′5″ × 4′7″

  • Living Room

    Main

    3.71 × 3.53 m · 12′2″ × 11′7″

  • Dining Room

    Main

    4.15 × 3.46 m · 13′7″ × 11′4″

  • Kitchen

    Main

    4.72 × 3.87 m · 15′6″ × 12′8″

    Eat-in Kitchen

  • Bathroom

    Main

    2.07 × 1.20 m · 6′9″ × 3′11″

    2 Pc Bath

  • Other

    Basement

    9.56 × 4.68 m · 31′4″ × 15′4″

    Combined w/Laundry, Laundry Sink

  • Bedroom

    Second

    4.16 × 3.41 m · 13′8″ × 11′2″

  • Bedroom

    Second

    4.95 × 3.24 m · 16′3″ × 10′8″

  • Bedroom

    Second

    3.33 × 2.44 m · 10′11″ × 8′0″

  • Bathroom

    Second

    2.06 × 1.73 m · 6′9″ × 5′8″

    4 Pc Bath

  • Loft

    Third

    9.50 × 3.96 m · 31′2″ × 13′0″

  • Room

  • 2-piece washroom

    Main

  • 4-piece washroom

    Second

History

Past listings and sales for this home and building.

Location

118 Lowell Avenue, St. Catharines, ON L2R 2E2 · Near Between Lake Street & York Street

Monthly cost

Estimated monthly cost

$2,426/mo

Mortgage
$2,192
Property tax
$234
Down payment$99,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$107,263

$99,000 down + $8,263 to $9,513 in closing costs

Ontario land transfer tax
$6,375
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$138

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$495,000

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