$319,900
177 James Street, St. Catharines, ON L2R 5C4
451 - Downtown · St. Catharines · L2R 5C4
Listing brokerage: ROYAL LEPAGE NRC REALTY
- Beds
- 2
- Baths
- 1
- Sq ft
- 1100–1500
- Parking
- 3
Monthly costs
Property taxes
$651/mo
$7,812 a year (2026)
The home
- Lot size
- 37 × 100 ft
- Style
- Bungalow
- Basement
- Unfinished, Partial Basement
- Parking
- 3 spots
- Faces
- West
- Heating · cooling
- Radiant, Window Unit(s)
- Possession
- 30 Days / TBD
About this home
Prime Downtown Opportunity with Flexible C1 Zoning & Private Rear Parking For 3-4 Vehicles (W/Potential For More Parking Space). Highly visible detached bungalow on a 37x100ft lot in the heart of downtown St. Catharines, offering a variety of permitted commercial uses and excellent exposure for your business. Originally a 2-bedroom single-family home and later converted to a commercial office use, the property offers a unique and functional residential-style layout.The main level features a large open office/reception area, a kitchen, a full 4-piece bathroom, 2 private offices, an additional open workspace, and a convenient rear-entry laundry/mudroom area. The former residential design creates a welcoming atmosphere while providing flexibility for a range of professional, office, service, and commercial uses. Situated in a prominent downtown location with parking for 3-4 vehicles at the rear of the property, this is an excellent opportunity for business owners, investors, or professionals seeking a stand-alone commercial building with exceptional visibility and accessibility. Why lease when you can own your own commercial space and invest in your own equity? A rare opportunity to secure an affordable well-located commercial property in one of St. Catharines' most established business districts. The City of St. Catharines Requires Rezoning and/or Permits For Mixed Use or Home Based Business. *Some Photos Have Been Virtually Staged.
All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 4
- Size
- 1100-1500 sq ft
Features
- Other
Heating & Cooling
- Heat source
- Gas
Parking
- Covered spaces
- 0
Features
- Private
Exterior & Lot
- Exterior
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block, Stone
Utilities
- Sewer
- Sewer
Taxes & Fees
- HST
- In Addition To
Listing
- MLS® number
- X13768048
- Type
- Detached
- Transaction
- For Sale
- Neighbourhood
- 451 - Downtown
- Cross streets
- Lake & James
Rooms · 8Common Room ×2, Kitchen, Bathroom, Bedroom ×2, Laundry, Washroom
Common Room
Main
5.36 × 4.12 m · 17′7″ × 13′6″
Kitchen
Main
4.14 × 3.02 m · 13′7″ × 9′11″
Bathroom
Main
2.08 × 2.69 m · 6′10″ × 8′10″
4 Pc Bath
Bedroom
Main
3.33 × 2.46 m · 10′11″ × 8′1″
Bedroom
Main
4.32 × 3.45 m · 14′2″ × 11′4″
Common Room
Main
4.72 × 3.45 m · 15′6″ × 11′4″
Laundry
Main
2.72 × 3.53 m · 8′11″ × 11′7″
4-piece washroom
Main
History
Past listings and sales for this home and building.
Location
177 James Street, St. Catharines, ON L2R 5C4 · Near Lake & James
Monthly cost
Estimated monthly cost
$2,067/mo
- Mortgage
- $1,416
- Property tax
- $651
Amortization
Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.
Cash to close
Cash to close
$69,389
$63,980 down + $5,409 to $6,659 in closing costs
- Ontario land transfer tax
- $3,274
- Legal fees and disbursements
- $1,500 to $2,500
- Title insurance
- $250 to $500
- Property tax adjustment
- $385
Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.
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$319,900
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