$675,000
196 King Street, St. Catharines, ON L2R 3J7
451 - Downtown · St. Catharines · L2R 3J7
Listing brokerage: RE/MAX NIAGARA REALTY LTD, BROKERAGE
- Beds
- 6
- Baths
- 2
- Sq ft
- 2000–2500
- Parking
- 8
Monthly costs
Property taxes
$921/mo
$11,054 a year (2025)
The home
- Lot size
- 40.9 × 142 ft
- Style
- 2-Storey
- Basement
- Finished
- Parking
- 8 spots
- Faces
- North
- Heating · cooling
- Forced Air, Central Air
- Possession
- Flexible
About this home
Prime opportunity to acquire a mixed-use downtown property offering a modern, turn-key, functional layout with exceptional street exposure, rare private on-site parking, and outstanding long-term development potential. Ideally suited for investors or owner-operators, this versatile asset combines strong commercial and residential components with flexible M2 zoning, supporting a wide range of uses including commercial, residential, or mixed-use development. The property features a welcoming wrap-around porch that enhances curb appeal, while the interior offers a functional, adaptable layout suitable for a variety of professional uses. Multiple exterior entrances provide excellent flexibility for single or multi-tenant configurations, offering exceptional accessibility and future adaptability. Offering approximately 2,235 sq. ft. of finished above grade space plus an additional 800 sq. ft. in the basement, this property presents an excellent opportunity to customize to your needs. The main floor features a spacious open-concept co-working office, two private offices, a boardroom-style office, and an inviting front foyer complete with a coffee station and a convenient 2-piece washroom. The upper level includes an oversized executive office, three additional private offices, and a well-appointed 3-piece bathroom. Positioned on a high-traffic downtown corridor surrounded by established businesses, restaurants, cafes, and local amenities, the property benefits from consistent exposure and strong foot traffic. Just steps from the Meridian Centre, First Ontario Performing Arts Centre, transit hub, GO Station, and with quick access to Highway 406 and the QEW, the location offers unmatched connectivity across the region. Whether expanding an investment portfolio or securing a strategic location for a growing business, this property delivers exceptional visibility, versatility, and future development potential in one of the city's most desirable downtown settings.
All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing
Interior
- Bedrooms
- 6
- Bathrooms
- 2
- Kitchens
- 0
- Rooms
- 9
- Den / family room
- Yes
- Size
- 2000-2500 sq ft
Heating & Cooling
- Heat source
- Gas
Parking
- Covered spaces
- 0
Exterior & Lot
- Exterior
- Stucco (Plaster)
- Roof
- Asphalt Shingle
Utilities
- Sewer
- Sewer
Taxes & Fees
- HST
- In Addition To
Listing
- MLS® number
- X13812848
- Type
- Detached
- Transaction
- For Sale
- Neighbourhood
- 451 - Downtown
- Cross streets
- St. Paul St. and Geneva St.
Rooms · 2Washroom ×2
2-piece washroom
3-piece washroom
History
Past listings and sales for this home and building.
Location
196 King Street, St. Catharines, ON L2R 3J7 · Near St. Paul St. and Geneva St.
Monthly cost
Estimated monthly cost
$3,910/mo
- Mortgage
- $2,989
- Property tax
- $921
Amortization
Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.
Cash to close
Cash to close
$147,270
$135,000 down + $12,270 to $13,520 in closing costs
- Ontario land transfer tax
- $9,975
- Legal fees and disbursements
- $1,500 to $2,500
- Title insurance
- $250 to $500
- Property tax adjustment
- $545
Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.
The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
$675,000
Tour in person or by video