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DetachedListed 13 days ago

$499,900

243 Geneva Street, St. Catharines, ON L2R 4R2

451 - Downtown · St. Catharines · L2R 4R2

Listing brokerage: ROYAL LEPAGE NRC REALTY

Beds
3+1
Baths
2
Sq ft
700–1100
Parking
2

Monthly costs

Property taxes

$253/mo

$3,039 a year (2026)

The home

Lot size
35 × 129 ft
Style
2-Storey
Basement
Finished
Parking
2 spots
Faces
West
Heating · cooling
Forced Air, Central Air
Possession
FLEXIBLE

About this home

Beautifully updated throughout, this inviting home is move-in ready with modern finishes and thoughtful upgrades from top to bottom. The main level features a bright, open-concept layout with a contemporary kitchen, dining area and comfortable living room with a cozy fireplace. A convenient mudroom provides additional storage and everyday functionality. Step outside to the fully fenced backyard with a newer deck (2024), perfect for entertaining, relaxing or enjoying the outdoors. Upstairs, you'll find three well-sized bedrooms and a beautifully renovated 4-piece bathroom complete with a soaker tub. The fully finished lower level offers even more versatility with an additional bedroom, 3-piece bathroom, recreation room, laundry area and a separate den ideal for a home office, playroom or flex room. Parking for three vehicles in the driveway adds extra convenience. Ideally located just minutes from Fairview Mall, schools, parks, public transit and everyday amenities. A stylish and modern home offering beautiful finishes, thoughtful updates and comfortable living in a convenient location. CHECK OUT VIDEO TOUR!

All details23 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3+1
Bathrooms
2
Kitchens
1
Rooms
5
Den / family room
Yes
Size
700-1100 sq ft
Fireplace
Electric

Features

  • Carpet Free
  • Water Heater

Heating & Cooling

Heat source
Wood

Parking

Covered spaces
0

Features

  • Private

Exterior & Lot

Exterior
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete

Other structures

  • Gazebo

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13846972
Type
Detached
Transaction
For Sale
Neighbourhood
451 - Downtown
Cross streets
Dunlop Dr and Geneva St
Rooms · 14Mud Room, Dining Room, Living Room, Kitchen, Primary Bedroom, Bedroom 2, Bedroom 3, Recreation, Bedroom, Office, Bathroom ×2, Washroom ×2
  • Mud Room

    Main

    4.69 × 2.07 m · 15′5″ × 6′9″

  • Dining Room

    Main

    3.48 × 3.83 m · 11′5″ × 12′7″

    Fireplace, Carpet Free

  • Living Room

    Main

    3.70 × 3.49 m · 12′2″ × 11′5″

  • Kitchen

    Main

    3.96 × 2.67 m · 13′0″ × 8′9″

    W/O To Deck

  • Primary Bedroom

    Second

    3.57 × 2.92 m · 11′9″ × 9′7″

  • Bedroom 2

    Second

    3.26 × 2.92 m · 10′8″ × 9′7″

    Carpet Free

  • Bedroom 3

    Second

    2.78 × 2.98 m · 9′1″ × 9′9″

    Carpet Free

  • Recreation

    Basement

    2.66 × 2.79 m · 8′9″ × 9′2″

  • Bedroom

    Basement

    2.65 × 2.22 m · 8′8″ × 7′3″

  • Office

    Basement

    1.53 × 2.21 m · 5′0″ × 7′3″

  • Bathroom

    Second

    2.71 × 2.38 m · 8′11″ × 7′10″

    4 Pc Bath, Soaking Tub

  • Bathroom

    Basement

    1.88 × 2.69 m · 6′2″ × 8′10″

  • 4-piece washroom

    Second

  • 3-piece washroom

    Basement

History

Past listings and sales for this home and building.

Location

243 Geneva Street, St. Catharines, ON L2R 4R2 · Near Dunlop Dr and Geneva St

Monthly cost

Estimated monthly cost

$2,467/mo

Mortgage
$2,213
Property tax
$253
Down payment$99,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$108,353

$99,980 down + $8,373 to $9,623 in closing costs

Ontario land transfer tax
$6,473
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$150

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$499,900

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