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DuplexListed 36 days ago

$548,000

31 Stuart Avenue, St. Catharines, ON L2R 1M8

451 - Downtown · St. Catharines · L2R 1M8

Listing brokerage: RIGHT AT HOME REALTY, BROKERAGE

Beds
3
Baths
2
Sq ft
1100–1500
Parking
4
Virtual tour

Monthly costs

Property taxes

$312/mo

$3,740 a year (2026)

The home

Lot size
40 × 120 ft
Style
1 1/2 Storey
Basement
Full, Unfinished, Separate Entrance, Development Potential
Parking
4 spots · Detached
Faces
North
Age
51-99 years
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

Lovely character home with great curb appeal and full of charm located in the coveted Fitzgerald area of downtown St.Catharines. Welcome to 31 Stuart Avenue a wonderful long time family owned home that features a two bedroom apartment on the main floor and a large bright one bedroom apartment up! Basement is unfinished and has been waterproofed from the inside. This would be an excellent multi generational opportunity! As you enter the ground floor you will find a comfortable living room with a bay window allowing lots of natural light and a cozy fireplace. A nice sized dining area leads to a working kitchen, there are two bedrooms on this level both with fantastic corner windows with views of the generous backyard. A four piece bath completes this level. The second level boasts a bright spacious one bedroom apartment which is accessed from a separate entrance at the rear of the home. The lot is 40X120 and features a one car garage and a concrete driveway. Upgrades over the years include most newer vinyl windows and a metal long life roof(Hindrea Roofing 2018). Located within walking distance to Harriet Tubman or St.Denis Elementary schools and for secondary St.Catharines Collegiate or St.Francis Secondary the later would qualify for bus transportation. Close to all other amenities including shopping, churches and fine dining you will love the convenience of this downtown location. Be sure to check out the local website for details on community events and more info about the FITZ at fitzgeraldneighbours.ca. Don't miss out on this opportunity to own this lovely home, call your Realtor today!

All details22 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
2
Kitchens
2
Rooms
10
Size
1100-1500 sq ft
Fireplace
Living Room, Wood

Features

  • Accessory Apartment
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • In-Law Suite

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Features

  • Private

Exterior & Lot

Exterior
Stucco (Plaster)
Roof
Metal
Foundation
Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
X13752872
Type
Duplex
Transaction
For Sale
Neighbourhood
451 - Downtown
Cross streets
George and Lake
Original price
$588,000
Rooms · 12Living Room ×2, Dining Room, Kitchen ×2, Bathroom ×2, Bedroom ×3, Washroom ×2
  • Living Room

    Main

    4.90 × 3.40 m · 16′1″ × 11′2″

    Fireplace

  • Dining Room

    Main

    3.07 × 2.90 m · 10′1″ × 9′6″

  • Kitchen

    Main

    3.44 × 2.35 m · 11′3″ × 7′9″

  • Bathroom

    Main

    2.28 × 1.90 m · 7′6″ × 6′3″

    4 Pc Bath

  • Bedroom

    Main

    4.17 × 2.96 m · 13′8″ × 9′9″

  • Bedroom

    Main

    3.42 × 3.10 m · 11′3″ × 10′2″

  • Living Room

    Upper

    5.16 × 4.17 m · 16′11″ × 13′8″

  • Kitchen

    Upper

    2.97 × 2.97 m · 9′9″ × 9′9″

  • Bathroom

    Upper

    2.36 × 1.84 m · 7′9″ × 6′0″

    3 Pc Bath

  • Bedroom

    Upper

    3.53 × 3.04 m · 11′7″ × 10′0″

  • 4-piece washroom

    Main

  • 3-piece washroom

    Second

History

Past listings and sales for this home and building.

Location

31 Stuart Avenue, St. Catharines, ON L2R 1M8 · Near George and Lake

Monthly cost

Estimated monthly cost

$2,738/mo

Mortgage
$2,426
Property tax
$312
Down payment$109,600 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

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$548,000

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