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DuplexListed 44 days ago

$400,000

44 North Street, St. Catharines, ON L2R 2S5

451 - Downtown · St. Catharines · L2R 2S5

Listing brokerage: ROYAL LEPAGE NRC REALTY

Beds
2
Baths
2
Sq ft
700–1100
Parking
2

Monthly costs

Property taxes

$262/mo

$3,144 a year (2025)

The home

Lot size
36.1 × 104.6 ft
Style
1 1/2 Storey
Parking
2 spots · Carport
Faces
South
Heating · cooling
Forced Air
Possession
Immediate with Tenants

About this home

Duplex for sale . Downtown area with high walk score. Close to 2 plazas, eating establishments, bus routes, Medical and more. Main floor unit has kitchen, bedroom, livingroom and 4 pc bath. Ceramic tile floors in Kitchen and bath and wood parquet flooring in Livingroom and bedroom. Upper unit has kitchen, living and bedroom area and 4 pc bath. ceramic floors in Kitchen and Bath. Livingroom has parquet and bedroom Laminate. Tenants on month to month.

All details19 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
2
Bathrooms
2
Kitchens
2
Rooms
4
Size
700-1100 sq ft

Features

  • Water Heater
  • Separate Hydro Meter

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Exterior & Lot

Exterior
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Stone

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13729510
Type
Duplex
Transaction
For Sale
Neighbourhood
451 - Downtown
Cross streets
Geneva and Welland Ave
Rooms · 11Kitchen ×3, Bedroom ×2, Living Room ×2, Bathroom ×2, Washroom ×2
  • Kitchen

    Upper

    3.81 × 3.51 m · 12′6″ × 11′6″

  • Bedroom

    Upper

    3.05 × 3.66 m · 10′0″ × 12′0″

  • Living Room

    Upper

    3.86 × 4.32 m · 12′8″ × 14′2″

  • Bathroom

    Upper

    0.31 × 0.31 m · 1′0″ × 1′0″

  • Kitchen

    Second

  • Kitchen

    Ground

    3.53 × 3.25 m · 11′7″ × 10′8″

  • Living Room

    Ground

    5.23 × 3.56 m · 17′2″ × 11′8″

  • Bedroom

    Ground

    3.61 × 3.12 m · 11′10″ × 10′3″

  • Bathroom

    Ground

    0.31 × 0.31 m · 1′0″ × 1′0″

  • 4-piece washroom

    Ground

  • 4-piece washroom

    Upper

History

Past listings and sales for this home and building.

Location

44 North Street, St. Catharines, ON L2R 2S5 · Near Geneva and Welland Ave

Monthly cost

Estimated monthly cost

$2,033/mo

Mortgage
$1,771
Property tax
$262
Down payment$80,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$86,380

$80,000 down + $6,380 to $7,630 in closing costs

Ontario land transfer tax
$4,475
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$155

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$400,000

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