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DuplexListed 64 days ago

$549,000

5 Thomas Street, St. Catharines, ON L2R 6L7

451 - Downtown · St. Catharines · L2R 6L7

Listing brokerage: HOMELIFE SUPERSTARS REAL ESTATE LIMITED

Beds
4
Baths
2
Sq ft
1500–2000
Parking
3

Monthly costs

Property taxes

$289/mo

$3,462 a year (2026)

The home

Lot size
35 × 120 ft
Style
2-Storey
Basement
Unfinished
Parking
3 spots
Faces
East
Heating · cooling
Forced Air, Central Air
Possession
Any

About this home

2 STOREY DUPLEX ZONED R3, PRIVATE PAVED DRIVE, GARAGE, DEEP LOT, MAIN FLOOR 2 BDRM APARTMENT OCCUPIED BY TENANT AND 2 BEDROOM APARTMENT ON SECOND FLOOR, PARTIAL FINISHED BASEMENT, 100 AMP HYDRO SERVICES. TO BE SOLD -AS IS- CONDITION.

All details19 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
4
Bathrooms
2
Kitchens
2
Rooms
6
Size
1500-2000 sq ft

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Exterior & Lot

Exterior
Aluminum Siding
Roof
Asphalt Shingle
Foundation
Concrete Block

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13663548
Type
Duplex
Transaction
For Sale
Neighbourhood
451 - Downtown
Cross streets
Welland Ave
Rooms · 2Washroom ×2
  • 3-piece washroom

    Main

  • 3-piece washroom

    Second

History

Past listings and sales for this home and building.

Location

5 Thomas Street, St. Catharines, ON L2R 6L7 · Near Welland Ave

Monthly cost

Estimated monthly cost

$2,719/mo

Mortgage
$2,431
Property tax
$289
Down payment$109,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$119,176

$109,800 down + $9,376 to $10,626 in closing costs

Ontario land transfer tax
$7,455
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$171

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$549,000

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