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DetachedListed 22 days ago

$485,000

74 Wiley Street, St. Catharines, ON L2R 4G6

451 - Downtown · St. Catharines · L2R 4G6

Listing brokerage: RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Beds
5+2
Baths
3
Sq ft
1500–2000
Parking
1

Monthly costs

Property taxes

$336/mo

$4,027 a year (2026)

The home

Lot size
40 × 100 ft
Style
1 1/2 Storey
Basement
Finished
Parking
1 spot · Attached
Faces
East
Age
51-99 years
Heating · cooling
Radiant
Possession
ASAP Preferred

About this home

This solid brick detached home has 7 bedrooms, 3 full bathrooms, and is located in the charming Fitzgerald neighbourhood just North of downtown St.Catharines. With good potential for an in-law suite or auxiliary dwelling unit project the property is a great option for investors, large families, and buyers of all types. There is a main floor bedroom along with full washroom, kitchen, dining room, and living room along with a garage that has been converted into storage space but could be reclaimed as a typical attached garage. On the second floor you will find another full washroom and 4 bedrooms including one that is separate from the others and currently has a kitchenet space you enter through to access the bedroom. The finished basement has two bedrooms, a full washroom, and a living room area as well. Surrounded by amazing neighbours, parks, schools, and walking distance or a short commute from everything that the city and region have to offer.

All details21 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
5+2
Bathrooms
3
Kitchens
1
Rooms
11
Den / family room
Yes
Size
1500-2000 sq ft

Features

  • In-Law Capability

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Features

  • Private

Exterior & Lot

Exterior
Brick, Other
Roof
Asphalt Shingle
Foundation
Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
X13817118
Type
Detached
Transaction
For Sale
Neighbourhood
451 - Downtown
Cross streets
Corner of Linden Street & Wiley Street
Rooms · 18Living Room ×2, Dining Room, Room ×2, Bedroom ×7, Bathroom ×2, Kitchen, Washroom ×3
  • Living Room

    Main

    5.25 × 3.36 m · 17′3″ × 11′0″

  • Dining Room

    Main

    3.35 × 3.06 m · 11′0″ × 10′0″

  • Room

    Main

    3.27 × 3.05 m · 10′9″ × 10′0″

  • Bedroom

    Main

    3.96 × 3.29 m · 13′0″ × 10′10″

  • Bathroom

    Main

    2.12 × 1.78 m · 6′11″ × 5′10″

    3 Pc Bath

  • Bedroom

    Second

    3.75 × 3.65 m · 12′4″ × 12′0″

  • Bedroom

    Second

    3.77 × 2.82 m · 12′4″ × 9′3″

  • Bedroom

    Second

    3.31 × 2.82 m · 10′10″ × 9′3″

  • Kitchen

    Second

    4.63 × 1.81 m · 15′2″ × 5′11″

  • Bedroom

    Second

    4.63 × 2.90 m · 15′2″ × 9′6″

  • Bathroom

    Second

    0.31 × 0.31 m · 1′0″ × 1′0″

    4 Pc Bath

  • Living Room

    Basement

    5.82 × 3.29 m · 19′1″ × 10′9″

  • Room

    Basement

    3.18 × 2.00 m · 10′5″ × 6′7″

  • Bedroom

    Basement

    4.48 × 3.21 m · 14′9″ × 10′6″

  • Bedroom

    Basement

    3.00 × 2.46 m · 9′10″ × 8′1″

  • 3-piece washroom

    Main

  • 3-piece washroom

    Basement

  • 4-piece washroom

    Second

History

Past listings and sales for this home and building.

Location

74 Wiley Street, St. Catharines, ON L2R 4G6 · Near Corner of Linden Street & Wiley Street

Monthly cost

Estimated monthly cost

$2,483/mo

Mortgage
$2,147
Property tax
$336
Down payment$97,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$105,124

$97,000 down + $8,124 to $9,374 in closing costs

Ontario land transfer tax
$6,175
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$199

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$485,000

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