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DuplexListed 11 hours ago

$428,888

17 MANNING Street, St. Catharines, ON L2R 4M1

450 - E. Chester · St. Catharines · L2R 4M1

Listing brokerage: HOMELIFE SUPERSTARS REAL ESTATE LIMITED

Beds
4+2
Baths
3
Sq ft
1100–1500
Parking
1

Monthly costs

Property taxes

$307/mo

$3,684 a year (2026)

The home

Lot size
33 × 200 ft
Style
2-Storey
Basement
Unfinished, Full
Parking
1 spot
Faces
North
Age
51-99 years
Heating · cooling
Forced Air
Possession
IMMEDIATE

About this home

Excellent investment and value-add opportunity in a convenient St. Catharines location! This detached duplex two-storey property offers a highly versatile layout with two self-contained above-grade living spaces plus a fully finished lower level with its own separate exterior entrance, kitchen, living area, two bedrooms and 3-piece bath. The main level features a spacious living room, kitchen, three bedrooms and 4-piece bath, while the upper level offers its own living room, kitchen, bedroom plus den, 4-piece bath and laundry area-providing excellent flexibility for investors, extended families or multi-generational living. Situated on an impressive approximately 33' x 200' deep lot, the property also features a private driveway, detached garage and substantial rear-yard space with excellent long-term potential. Conveniently located just minutes from the QEW, transit, schools, shopping and everyday amenities. A compelling opportunity to renovate, reposition and unlock additional value in an established residential neighbourhood. Important: The property is currently configured with three separate living areas; however, the basement is not represented as a legally established third dwelling unit. Buyers are advised to complete their own due diligence with the City of St. Catharines regarding zoning, permits, fire compliance and the legal status/permitted use of the existing configuration.

All details21 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
4+2
Bathrooms
3
Kitchens
2
Rooms
9
Size
1100-1500 sq ft

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1.5

Features

  • Other
  • Mutual
  • Other

Exterior & Lot

Roof
Asphalt Shingle
Foundation
Poured Concrete
Exterior
Metal/Steel Siding, Aluminum Siding

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X14034624
Type
Duplex
Transaction
For Sale
Neighbourhood
450 - E. Chester
Cross streets
MANNING AND NIAGARA ST.
Rooms · 19Living Room ×2, Bedroom ×4, Bedroom 2, Bedroom 3, Kitchen ×3, Den, Family Room, Bathroom ×3, Washroom ×3
  • Living Room

    Main

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Bedroom

    Main

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Bedroom 2

    Main

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Bedroom 3

    Main

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Kitchen

    Main

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Living Room

    Second

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Kitchen

    Second

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Bedroom

    Second

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Den

    Second

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Kitchen

    Basement

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Family Room

    Basement

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Bedroom

    Basement

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Bedroom

    Basement

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Bathroom

    Basement

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Bathroom

    Second

    1.00 × 1.00 m · 3′3″ × 3′3″

  • Bathroom

    Main

    1.00 × 1.00 m · 3′3″ × 3′3″

  • 4-piece washroom

    Main

  • 3-piece washroom

    Basement

  • 3-piece washroom

    Upper

History

Past listings and sales for this home and building.

Location

17 MANNING Street, St. Catharines, ON L2R 4M1 · Near MANNING AND NIAGARA ST.

Monthly cost

Estimated monthly cost

$2,206/mo

Mortgage
$1,899
Property tax
$307
Down payment$85,778 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$92,762

$85,778 down + $6,984 to $8,234 in closing costs

Ontario land transfer tax
$5,053
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$182

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$428,888

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