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DetachedListed 21 days ago

$549,900

2 Shetland Crescent, St. Catharines, ON L2P 3P7

450 - E. Chester · St. Catharines · L2P 3P7

Listing brokerage: UNION CAPITAL REALTY

Beds
3+2
Baths
2
Sq ft
1100–1500
Parking
5

Monthly costs

Property taxes

$375/mo

$4,495 a year (2026)

The home

Lot size
63.1 × 91.3 ft
Style
Backsplit 4
Basement
Partially Finished
Parking
5 spots · Attached
Faces
North
Age
51-99 years
Heating · cooling
Forced Air, Central Air
Possession
Flexible/30-60 Days

About this home

Excellent first time home buyer or investor property nestled in this corner lot in a family-friendly neighbourhood right next to Jeaune Sauvee French Immersion Public School and Kernahan Park. This backsplit offers 3 bedrooms on the upper level, 2 large bedrooms on the lower levels, two 3-pcbathrooms, an all-season sunroom that leads to the garage and backyard, a large side deck for extra storage and seating. Close to shopping amenities, schools, parks, public transit and places of worship. Spacious Backsplit offers lots of space and great sized rooms on a corner lot. Lower level rooms and kitchen area - the Seller hereby represents and warrants that they make no representations or warranties regarding its retrofit status.

All details24 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3+2
Bathrooms
2
Kitchens
1
Rooms
13
Den / family room
Yes
Size
1100-1500 sq ft
Fireplace
Yes

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Features

  • Private Double

Exterior & Lot

Exterior
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Poured Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
In Addition To

Listing

MLS® number
X13819168
Type
Detached
Transaction
For Sale
Neighbourhood
450 - E. Chester
Original price
$499,000
Cross streets
Queenston Street & Derby Lane
Rooms · 14Living Room, Dining Room, Kitchen, Other, Primary Bedroom, Bedroom 2, Bedroom 3, Bathroom ×2, Common Room, Bedroom 4, Bedroom 5, Washroom ×2
  • Living Room

    Main

    4.78 × 3.49 m · 15′8″ × 11′5″

    Large Window

  • Dining Room

    Main

    2.91 × 3.02 m · 9′7″ × 9′11″

    Large Window, Combined w/Kitchen

  • Kitchen

    Main

    4.12 × 2.72 m · 13′6″ × 8′11″

    L-Shaped Room

  • Other

    Main

    7.15 × 3.22 m · 23′5″ × 10′7″

    W/O To Sunroom, W/O To Garage

  • Primary Bedroom

    Upper

    3.11 × 2.51 m · 10′2″ × 8′3″

    Window, Closet

  • Bedroom 2

    Upper

    2.57 × 4.12 m · 8′5″ × 13′6″

    Window, Closet

  • Bedroom 3

    Upper

    3.60 × 3.44 m · 11′10″ × 11′3″

    Window, Closet

  • Bathroom

    Upper

    2.40 × 2.02 m · 7′10″ × 6′8″

    3 Pc Bath

  • Common Room

    Lower

    4.99 × 3.84 m · 16′4″ × 12′7″

    Fireplace, Window

  • Bedroom 4

    Lower

    3.57 × 4.88 m · 11′9″ × 16′0″

  • Bathroom

    Lower

    1.81 × 2.21 m · 5′11″ × 7′3″

    3 Pc Bath

  • Bedroom 5

    Basement

    3.66 × 5.57 m · 12′0″ × 18′3″

  • 2 × 3-piece washroom

    Upper

History

Past listings and sales for this home and building.

Location

2 Shetland Crescent, St. Catharines, ON L2P 3P7 · Near Queenston Street & Derby Lane

Monthly cost

Estimated monthly cost

$2,809/mo

Mortgage
$2,435
Property tax
$375
Down payment$109,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$119,425

$109,980 down + $9,445 to $10,695 in closing costs

Ontario land transfer tax
$7,473
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$222

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$549,900

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