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DetachedListed 148 days ago

$419,000

36 Division Street, St. Catharines, ON L2R 3G2

450 - E. Chester · St. Catharines · L2R 3G2

Listing brokerage: HOMELIFE/MIRACLE REALTY LTD

Beds
3
Baths
1
Sq ft
700–1100
Parking
2

Monthly costs

Property taxes

$226/mo

$2,716 a year (2026)

The home

Lot size
33 × 116 ft
Style
Bungalow
Basement
Separate Entrance, Unfinished
Parking
2 spots
Faces
South
Heating · cooling
Heat Pump
Possession
Immediate

About this home

First-Time Homebuyers, New Couples & Savvy Investors-Welcome!Don't miss this cozy, stylish, and neat carpet-free home is move-in ready! Freshly painted throughout, it features a newly built front deck-perfect for relaxing and enjoying the outdoors. Enjoy the convenience of a private rear entrance with access to 2 parking space and your own backyard. The basement is upgraded with spray foam insulation for added comfort and energy efficiency. Hurry-book your showing today, this could be your new home!

All details21 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
6
Size
700-1100 sq ft

Features

  • Carpet Free

Heating & Cooling

Heat source
Electric

Parking

Covered spaces
0

Features

  • Mutual
  • Private

Exterior & Lot

Exterior
Vinyl Siding
Roof
Shingles

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13143442
Type
Detached
Transaction
For Sale
Neighbourhood
450 - E. Chester
Original price
$448,000
Cross streets
Calvin/Division/ Gale Cres.
Rooms · 7Living Room, Kitchen, Primary Bedroom, Bedroom 2, Bedroom 3, Laundry, Washroom
  • Living Room

    Main

    5.18 × 3.96 m · 17′0″ × 13′0″

    Combined w/Dining, W/O To Deck, Window

  • Kitchen

    Main

    4.39 × 3.15 m · 14′5″ × 10′4″

    Combined w/Living, Overlooks Frontyard, B/I Dishwasher

  • Primary Bedroom

    Main

    4.22 × 2.92 m · 13′10″ × 9′7″

    Double Doors, Large Window, Vinyl Floor

  • Bedroom 2

    Main

    3.05 × 3.02 m · 10′0″ × 9′11″

    Closet, Large Window, Vinyl Floor

  • Bedroom 3

    Main

    2.90 × 3.02 m · 9′6″ × 9′11″

    Closet, Large Window, Vinyl Floor

  • Laundry

    Basement

    1.30 × 1.30 m · 4′3″ × 4′3″

    Laundry Sink, Unfinished

  • 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

36 Division Street, St. Catharines, ON L2R 3G2 · Near Calvin/Division/ Gale Cres.

Monthly cost

Estimated monthly cost

$2,082/mo

Mortgage
$1,855
Property tax
$226
Down payment$83,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$90,539

$83,800 down + $6,739 to $7,989 in closing costs

Ontario land transfer tax
$4,855
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$134

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$419,000

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