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DetachedListed 20 hours ago

$239,000

39 Manchester Avenue, St. Catharines, ON L2R 1N9

452 - Haig · St. Catharines · L2R 1N9

Listing brokerage: ROYAL LEPAGE NRC REALTY

Beds
3
Baths
1
Sq ft
700–1100
Parking
1

Monthly costs

Property taxes

$158/mo

$1,890 a year (2025)

The home

Lot size
26.6 × 73.9 ft
Style
1 1/2 Storey
Basement
Crawl Space
Parking
1 spot
Faces
North
Age
51-99 years
Heating · cooling
Forced Air
Possession
Flexible

About this home

Why rent when you can own a place to truly call your own? Perfect for first-time buyers, downsizers, or retirees, this charming home is an incredible opportunity to step into homeownership at an affordable price. With a little TLC, this property has the potential to become an absolute cozy gem. The main floor offers a comfortable family room, functional kitchen, primary bedroom, and full bathroom, while the loft-style upper level provides two additional versatile spaces ideal for guests, hobbies, storage, or a home office. Outside, enjoy a beautiful backyard perfect for relaxing. The digitally enhanced photos offer just a glimpse of the warmth, charm, and possibilities this home holds - a smart purchase with lots of potential!

All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
6
Den / family room
Yes
Size
700-1100 sq ft

Features

  • Primary Bedroom - Main Floor

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Exterior & Lot

Exterior
Aluminum Siding
Roof
Asphalt Shingle

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X14031016
Type
Detached
Transaction
For Sale
Neighbourhood
452 - Haig
Cross streets
Ontario/Carlton
Rooms · 7Living Room, Kitchen, Office, Primary Bedroom, Bedroom 2, Bedroom 3, Washroom
  • Living Room

    Main

    3.30 × 2.82 m · 10′10″ × 9′3″

  • Kitchen

    Main

    2.82 × 3.35 m · 9′3″ × 11′0″

  • Office

    Main

    2.77 × 3.35 m · 9′1″ × 11′0″

  • Primary Bedroom

    Main

    2.79 × 3.50 m · 9′2″ × 11′6″

  • Bedroom 2

    Second

    3.35 × 3.27 m · 11′0″ × 10′9″

  • Bedroom 3

    Second

    3.35 × 2.38 m · 11′0″ × 7′10″

  • 4-piece washroom

History

Past listings and sales for this home and building.

Location

39 Manchester Avenue, St. Catharines, ON L2R 1N9 · Near Ontario/Carlton

Monthly cost

Estimated monthly cost

$1,216/mo

Mortgage
$1,058
Property tax
$158
Down payment$47,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$51,758

$47,800 down + $3,958 to $5,208 in closing costs

Ontario land transfer tax
$2,115
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$93

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$239,000

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