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Semi-Detached Listed 62 days ago

$525,000

4 Kerwin Gate, St. Catharines, ON L2N 4J8

443 - Lakeport · St. Catharines · L2N 4J8

Listing brokerage: REVEL Realty Inc., Brokerage

Beds
3
Baths
3
Sq ft
1100–1500
Parking
3

Monthly costs

Property taxes

$308/mo

$3,691 a year (2025)

The home

Lot size
35.5 × 127.2 ft
Style
Bungalow-Raised
Basement
Finished with Walk-Out
Parking
3 spots · Attached
Faces
East
Heating · cooling
Forced Air, Central Air
Possession
Flexible possession available

About this home

Welcome to 4 Kerwin Gate, a spacious raised bungalow tucked on a quiet crescent in St. Catharines' desirable Lakeport neighborhood. Offering approximately 1,804 sq. ft. of total finished living space, this home is ideal for a growing family, with three bedrooms and a full bath on the main floor, plus a finished lower level that gives older kids their own space, including a large family room, an additional bedroom, and a second full bath. The main floor also features a bright kitchen, living and dining areas, and a primary bedroom with ensuite for mom and dad. The backyard offers great outdoor space to enjoy with kids or pets, plus direct garage access from the lower level for everyday convenience. Location is a standout. Lakeport offers quick access to the QEW, nearby elementary and high schools, and is just minutes from the Lake Ontario shoreline, including Lakeside Park's sandy beach, the historic Port Dalhousie waterfront and marina, and the Lake Ontario Waterfront Trail. Port Dalhousie's boutique shops, cafés, and restaurants are close by, along with easy access to downtown St. Catharines and Brock University. This home presents a genuine opportunity for buyers willing to add some cosmetic updating, with real potential to build equity in a well-established, sought-after North End location.

All details21 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
7
Size
1100-1500 sq ft
Fireplace
Wood Stove

Features

  • Carpet Free
  • In-Law Capability

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Exterior & Lot

Exterior
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation
Poured Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13674132
Type
Semi-Detached
Transaction
For Sale
Neighbourhood
443 - Lakeport
Original price
$540,000
Cross streets
Lake Street and Linwell
Rooms · 15Living Room, Dining Room, Kitchen, Bathroom ×3, Bedroom, Bedroom 2, Bedroom 3, Den, Recreation, Laundry, Washroom ×3

  • Living Room

    Main

    5.48 × 3.21 m · 18′0″ × 10′6″

  • Dining Room

    Main

    3.04 × 2.56 m · 10′0″ × 8′5″

  • Kitchen

    Main

    4.69 × 2.42 m · 15′5″ × 7′11″

  • Bathroom

    Main

    2.26 × 2.10 m · 7′5″ × 6′11″

  • Bedroom

    Main

    4.43 × 3.40 m · 14′6″ × 11′2″

  • Bedroom 2

    Main

    3.96 × 3.54 m · 13′0″ × 11′7″

  • Bedroom 3

    Main

    3.05 × 2.42 m · 10′0″ × 7′11″

  • Den

    Lower

    5.88 × 2.28 m · 19′3″ × 7′6″

  • Recreation

    Lower

    7.29 × 3.96 m · 23′11″ × 13′0″

  • Bathroom

    Lower

    1.82 × 1.80 m · 6′0″ × 5′11″

  • Laundry

    Lower

    4.65 × 2.88 m · 15′3″ × 9′5″

  • Bathroom

    Main

    2.19 × 1.14 m · 7′2″ × 3′9″

  • 3-piece washroom

    Main

  • 3-piece washroom

    Basement

  • 2-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

4 Kerwin Gate, St. Catharines, ON L2N 4J8 · Near Lake Street and Linwell

Monthly cost

Estimated monthly cost

$2,632/mo

Mortgage
$2,325
Property tax
$308
Down payment$105,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$113,907

$105,000 down + $8,907 to $10,157 in closing costs

Ontario land transfer tax
$6,975
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$182

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$525,000

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