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DetachedListed 58 days ago

$749,900

9 Heathcote Terrace, St. Catharines, ON L2M 1K7

437 - Lakeshore · St. Catharines · L2M 1K7

Listing brokerage: COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Beds
4
Baths
2
Sq ft
1100–1500
Parking
5

Monthly costs

Property taxes

$462/mo

$5,546 a year (2025)

The home

Lot size
43 × 152.2 ft
Style
Sidesplit 4
Basement
Unfinished
Parking
5 spots · Attached
Faces
East
Age
51-99 years
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

Backyard Oasis in Desirable North End Area a Short Walk to the Beach and Situated on a Private Parklike Lot. This bright and spacious 4 bedroom, 2 bathroom side-split is perfectly situated on a quite circle in an amazing location close to Sunset Beach, walking trails, parks and the Canal, in highly sought after north end St. Catharines. Filled with natural light, this inviting home offers a warm and comfortable layout with plenty of space for the whole family. Upon arrival you will notice the double concrete driveway with plenty of parking, as well as the extra long single car garage. The main floor features an open concept living and dining area with engineered hard wood floors and a stunning French door walkout to the backyard patio. The kitchen offers ample cupboard space and newer appliances. Upstairs you will find four bedrooms, a three piece bath and a generous linen closet. Proceed down to the lower level and discover a family room complete with a fireplace, a four piece bathroom, an office that could also serve as a fifth bedroom and another large closet. This area enjoys plenty of natural light from four large windows, and also provides a walkout to the backyard. The lowest level is unfinished and presently used as a laundry and workout room with a new furnace installed in April 2026, an owned water heater. Step outside and discover your very own private oasis in the city. Set on a large pie shaped lot backing onto Beamer Creek, this beautiful property offers no rear neighbour and a peaceful natural setting. The fully fenced yard is meticulously landscaped, surrounded by mature gardens and perennials and anchored by a lovely patio for outdoor dining and entertaining. With its fantastic location, private setting and abundant natural light, this is a rare opportunity to own an exceptional home in one of St. Catharines most desirable neighbourhoods.

All details22 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Rooms
14
Den / family room
Yes
Size
1100-1500 sq ft
Fireplace
Yes

Features

  • Auto Garage Door Remote
  • In-Law Capability
  • Workbench

Heating & Cooling

Heat source
Wood

Parking

Covered spaces
1

Exterior & Lot

Exterior
Brick
Roof
Asphalt Shingle
Foundation
Poured Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13683520
Type
Detached
Transaction
For Sale
Neighbourhood
437 - Lakeshore
Cross streets
Lakeshore and Arthur
Original price
$799,000
Rooms · 14Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom ×2, Living Room ×2, Dining Room, Kitchen, Office, Utility Room, Washroom ×2
  • Bedroom

    Second

    4.15 × 3.17 m · 13′7″ × 10′5″

  • Bedroom 2

    Second

    4.36 × 3.23 m · 14′4″ × 10′7″

  • Bedroom 3

    Second

    3.32 × 2.90 m · 10′11″ × 9′6″

  • Bedroom 4

    Second

    3.05 × 2.93 m · 10′0″ × 9′7″

  • Bathroom

    Second

    2.38 × 3.20 m · 7′10″ × 10′6″

  • Living Room

    Main

    3.69 × 5.58 m · 12′1″ × 18′4″

  • Dining Room

    Main

    3.08 × 2.84 m · 10′1″ × 9′4″

  • Kitchen

    Main

    3.26 × 3.69 m · 10′8″ × 12′1″

  • Office

    Ground

    2.35 × 3.17 m · 7′9″ × 10′5″

  • Living Room

    Ground

    3.69 × 5.79 m · 12′1″ × 19′0″

  • Bathroom

    Ground

    3.08 × 3.06 m · 10′1″ × 10′0″

  • Utility Room

    Basement

    6.74 × 6.95 m · 22′1″ × 22′10″

  • 2 × 4-piece washroom

History

Past listings and sales for this home and building.

Location

9 Heathcote Terrace, St. Catharines, ON L2M 1K7 · Near Lakeshore and Arthur

Monthly cost

Estimated monthly cost

$3,783/mo

Mortgage
$3,320
Property tax
$462
Down payment$149,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$163,477

$149,980 down + $13,497 to $14,747 in closing costs

Ontario land transfer tax
$11,473
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$274

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$749,900

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